Ujjivan SFB Q4FY26 Net Profit at ₹282 Crore

Ujjivan SFB reported Q4FY26 net profit of ₹282 crore with NII growth of 26.4% YoY to ₹1,092 crore and NIM at 8.5%.
The bank guided for FY27 advances growth of ~25%, ROA of ~1.6%, and credit cost moderation to 1.4-1.5% of average GLB.
Board approved raising equity capital up to ₹2,000 crore to fuel medium-term growth and maintain regulatory capital buffers.
RBI returned universal bank application but acknowledged portfolio diversification efforts; bank plans to reapply later.