Key Financial Figures (₹ in lakhs)

Income Statement Highlights:

  • Total Income FY26: ₹5,117.28 lakhs (vs. ₹1,220.10 lakhs in FY25)
  • Profit Before Tax FY26: ₹1,173.33 lakhs (vs. ₹266.35 lakhs in FY25)
  • Profit After Tax FY26: ₹871.42 lakhs (vs. ₹200.56 lakhs in FY25)
  • Q4 FY26 PAT: ₹192.16 lakhs (vs. ₹73.76 lakhs in Q4 FY25)
  • Basic EPS FY26: ₹19.69 (vs. ₹5.07 in FY25)
  • Diluted EPS FY26: ₹19.60 (vs. ₹5.07 in FY25)

Balance Sheet Highlights:

  • Paid-up Equity Share Capital: ₹442.68 lakhs (face value ₹10)
  • Reserves: ₹11,988.42 lakhs (vs. ₹6,869.14 lakhs in FY25)
  • Net Worth: ₹15,422.69 lakhs (vs. ₹7,567.93 lakhs in FY25)

Key Ratios:

  • Debt Equity Ratio: 1.68 (vs. 0.41 in FY25)
  • Total Debts to Total Assets: 0.58 (vs. 0.26 in FY25)
  • Net Profit Margin: 17.03% (vs. 16.53% in FY25)
  • Capital to Risk-Weighted Assets Ratio: 26.92% (vs. 52.48% in FY25)
  • GNPA: 0.00% (vs. 1.35% in FY25)
  • NNPA: 0.00% (vs. 0.62% in FY25)

Capital Structure Impact

  • Bonus Shares: On 22nd December 2025, the company allotted 35,414,468 bonus equity shares of ₹10 each to eligible shareholders. All EPS figures have been restated accordingly.
  • ESOPs: Granted 40,50,000 Employee Stock Options out of 50,00,000 options under the "Unifinz Capital India Limited Employee Stock Option Plan 2025" to eligible employees on 12th March 2026. No ESOPs were exercised during the period.
  • NCD Issuance: During Q4 FY26, issued 13% Secured Rated Listed Redeemable Non-Convertible Debentures aggregating to ₹10,500 lakhs (₹105 crore) through private placement, listed on BSE Limited.

Dividend Declaration

  • The Board declared an interim dividend of ₹0.50 (5%) per equity share (face value ₹10) for FY25-26 amounting to ₹221.34 lakhs.
  • Record date for payment was 6th April 2026.

Cash Flow Highlights (₹ in lakhs)

  • Net Cash from Operating Activities: (₹19,042.43) for FY26
  • Net Cash from Investing Activities: ₹1,409.17 for FY26
  • Net Cash from Financing Activities: ₹20,800.07 for FY26
  • Net Increase in Cash: ₹3,166.81 for FY26
  • Cash and Equivalents at Year-End: ₹390.72 lakhs

Other Material Information

  • Labour Codes Impact: The Company assessed that the newly notified Labour Codes do not currently have a material impact on financial results. Impact will be evaluated when related rules are notified.
  • Segment Information: The company operates mainly in financing business with no separate reportable operating segments per Ind AS 108.
  • Previous Period Figures: Figures for previous periods have been regrouped/rearranged to conform to current period classifications.

Meeting Details

  • The Board Meeting commenced at 03:50 PM and concluded at 04:40 PM on 27th May 2026.