United Bankshares reported Q1 2026 profit of $124.2 million, or $0.89 per diluted share, up from $84.3 million, $0.59 last year.
Net interest income rose 9% YoY, increasing $22.5 million, driven by higher average net loans and lower deposit rates.
Credit loss provision fell sharply to $7.8 million from $29.1 million a year earlier, improving asset quality.
Average net loans grew $1.4 billion (6% YoY) and deposit rates fell 36 basis points, supporting earnings; shares up 0.2% pre‑market.