AGM Details

  • Date and Time: Monday, September 28, 2026 at 11:00 AM IST
  • Mode: Video Conferencing/Other Audio Visual Means (Virtual)
  • Cut-off Date: September 21, 2026 for determining members entitled to vote
  • e-Voting Period: September 25, 2026 (9:00 AM) to September 27, 2026 (5:00 PM) via CDSL
  • Scrutinizer: Mrs. Indrani Chaudhuri, Practising Company Secretary (ACS8739)

Business to be Transacted

Ordinary Business:

1. To receive, consider and adopt Audited Financial Statements for FY 2025-26 with Reports of Board of Directors and Auditors

2. To appoint director in place of Mrs. Rashmi Dabriwal (DIN: 00393162) who retires by rotation and seeks re-appointment

Financial Highlights (₹ in Lakhs)

| Particulars | 2025-26 | 2024-25 | Change |

| Revenue from Operations | 310.65 | 343.59 | (32.94) |

| Other Income | 12.32 | 30.83 | (18.51) |

| Total Income | 322.97 | 374.43 | (51.46) |

| Profit Before Tax | 108.82 | 130.14 | (21.32) |

| Provision for Taxation | 27.47 | 28.75 | (1.28) |

| Net Profit | 85.67 | 101.39 | (15.72) |

| Other Comprehensive Income | 2.00 | (2.07) | 4.07 |

| Total Comprehensive Income | 87.67 | 99.32 | (11.65) |

Key Financial Position (as at March 31, 2026)

  • Total Assets: ₹3,156.00 lakhs (Previous: ₹3,060.59 lakhs)
  • Loans (Net): ₹2,039.21 lakhs (Previous: ₹1,904.56 lakhs)
  • Investments: ₹12.88 lakhs (Previous: ₹48.35 lakhs)
  • Cash & Cash Equivalents: ₹56.82 lakhs (Previous: ₹54.35 lakhs)
  • Borrowings: ₹28.11 lakhs (Previous: ₹14.86 lakhs) - Secured car loans
  • Equity Share Capital: ₹549.30 lakhs (unchanged)
  • Other Equity: ₹2,536.27 lakhs (Previous: ₹2,448.61 lakhs)

Dividend and Reserves

  • No dividend recommended for FY 2025-26
  • Transferred ₹17.13 lakhs to Reserve Fund as per RBI norms
  • Special Reserve (Section 45IC of RBI Act): ₹401.52 lakhs (Previous: ₹384.39 lakhs)

Director Profile - Mrs. Rashmi Dabriwal

  • DIN: 00393162, Age: 45 years
  • Chartered Accountant and LLB, Gold Medalist in Indirect Taxation
  • First appointed Director on February 7, 2014
  • Holds directorships in Instinct 13 Financial Solutions Private Limited and Jaybhikshu Cotspin Private Limited
  • Related to Mr. Ashok Kumar Dabriwala (CMD) and Mr. Devashish Dabriwal (Director)
  • Holds no shares in the company
  • Attended 4 out of 5 Board meetings during FY26

Key Management Personnel

  • Chairman & Managing Director: Mr. Ashok Kumar Dabriwala
  • Chief Financial Officer: Mr. Samarjit Jain
  • Company Secretary & Compliance Officer: Ms. Deepali Sonee

Board Composition

Total 6 Directors comprising:

  • 3 Independent Non-Executive Directors
  • 2 Non-Executive Non-Independent Directors
  • 1 Executive Director

Related Party Transactions

All transactions with related parties were at arm's length and in ordinary course of business. Details provided in Note 27 of financial statements.

Corporate Governance

Comprehensive report on corporate governance provided with certificate from practicing company secretary confirming compliance with SEBI LODR Regulations.

Other Significant Information

  • Company voluntarily delisted from Calcutta Stock Exchange on August 20, 2025
  • Shares remain listed on BSE Limited (Scrip Code: 531091)
  • 95.65% of equity share capital held in dematerialized form
  • No pending share transfers or dematerialization requests as of March 31, 2026
  • No pending investor complaints as of March 31, 2026
  • No sexual harassment complaints during FY26

Future Outlook

Company well-positioned for sustainable growth across lending, real estate investments, and equity trading segments. Expects improved margins from recent RBI rate cuts and positive real estate market outlook.