United Credit Limited disclosed the outcomes of its Board Meeting held on August 10, 2026, through a regulatory filing pursuant to SEBI Listing Regulations 30 and 33.
The Board approved the unaudited financial results for the quarter ended June 30, 2026 (Q1 FY27), which were reviewed by the statutory auditors L.B. Jha & Co. LLP. The meeting commenced at 12:00 PM and concluded at 12:45 PM.
The company also approved convening its 55th Annual General Meeting on Monday, September 28, 2026, through Video Conferencing/Other Audio-Visual Means (VC/OAVM).
Financial Results (Q1 FY27)
All figures in ₹ lakhs unless specified:
Revenue Performance:
- Revenue from operations: ₹77.86 lakh
- Interest Income: ₹63.27 lakh
- Rental Income: ₹12.95 lakh
- Net gain on fair value changes: ₹1.64 lakh
- Other income: ₹5.28 lakh
- Total Income: ₹83.14 lakh
Expense Breakdown:
- Total Expenses: ₹58.69 lakh
- Finance Costs: ₹0.55 lakh
- Net loss on fair value changes: ₹0.37 lakh
- Impairment on financial instruments: ₹0.00 lakh
- Employee Benefits Expenses: ₹19.54 lakh
- Depreciation, amortisation and impairment: ₹3.12 lakh
- Other expenses: ₹35.01 lakh
Profitability:
- Profit before tax: ₹24.45 lakh
- Tax Expense:
- Current Tax: ₹4.25 lakh
- Deferred Tax: ₹0.82 lakh
- Profit for the period: ₹19.38 lakh
- Other Comprehensive Income: ₹0.00
- Total Comprehensive Income: ₹19.38 lakh
Capital Structure:
- Equity Share Capital: ₹549.30 lakh (unchanged from previous periods)
- Other Equity: ₹0.00 lakh
- Earnings per equity share (face value of ₹10 each):
- Basic: ₹0.36
- Diluted: ₹0.38
Comparative Performance
- Previous quarter (Q4 FY26): Profit of ₹21.72 lakh with EPS of ₹0.41
- Year-ago quarter (Q1 FY26): Profit of ₹25.00 lakh with EPS of ₹0.47
- Full year FY26: Profit of ₹85.67 lakh with EPS of ₹1.61
Segment Reporting (Q1 FY27)
Revenue by Segment:
- Financing Activity: ₹77.86 lakh (net of inter-segment revenue)
- Renting Activity: Included in total
Segment Assets:
- Total Assets: ₹3173.16 lakh
- Financing Activity: ₹2099.08 lakh
- Renting Activity: ₹878.88 lakh
- Unallocable: ₹195.20 lakh
Segment Liabilities:
- Total Liabilities: ₹68.22 lakh
- Financing Activity: ₹0.00 lakh
- Renting Activity: ₹18.88 lakh
- Unallocable: ₹49.34 lakh
Additional Information
- The financial results have been reviewed by the Audit Committee and approved by the Board of Directors
- Results published as required by SEBI Regulation 47
- Results available on company website (www.unitedcreditltd.com), BSE website (www.bseindia.com), and Calcutta Stock Exchange website (www.cse-india.com)
- Previous period figures have been rearranged/regrouped for comparability
The document was signed by Deepali Sonee, Company Secretary & Compliance Officer, and A. Kabriwala, Chairman & Managing Director.