UTI Asset Management Company Limited – Investor Presentation Summary

Key Operational Highlights

  • Total group AUM: ₹20,56,871 crore
  • Mutual Fund QAAUM: ₹3,92,691 crore (8.82% YoY growth from ₹3,60,867 crore in June 2025)
  • Equity Assets (Active + Passive) contribution: 70% of total average AUM
  • Total live folios: 1.42 crore as of June 30th 2026 (added approximately 3.89 lakh new folios in Q1)
  • Geographical presence: 699 districts in India
  • Network of 255 branches with 202 branches located in B30 cities
  • Monthly Gross SIP Inflow: ₹2,502 crore for quarter ended June 30th 2026
  • SIP AUM: ₹45,595 crore (8.05% YoY increase from ₹42,196 crore)
  • Digital purchase transactions: 60.90 lakh (23.93% YoY increase from 49.14 lakh)

Key drivers of operational performance: Strong SIP momentum, digital adoption, expanded distribution network particularly in B30 cities, and higher equity mix.

Segment-wise Performance

Mutual Funds:

  • Domestic MF Closing AUM: ₹1,83,652 crore
  • Domestic MF QAAUM: ₹1,79,674 crore
  • Equity: ₹96,863 crore
  • Hybrid: ₹34,297 crore
  • ETFs & Index: ₹43,070 crore
  • Cash & Arbitrage: ₹32,318 crore
  • Income: ₹94,567 crore

Subsidiaries Performance (Q1 FY27):

  • UTI International Ltd: AUM ₹14,027 crore, Sale of Service ₹24.3 crore, Profit After Tax ₹60.6 crore
  • UTI Pension Fund Ltd: AUM ₹4,31,148 crore, Sale of Service ₹41.9 crore, Profit After Tax ₹15.7 crore
  • UTI Alternatives Pvt. Ltd: AUM ₹3,843 crore, Sale of Service ₹6.4 crore, Loss After Tax ₹(0.9) crore
  • UTI HART Financial And Investment Services Ltd: Investment & Other Income ₹0.2 crore, Profit After Tax ₹0.3 crore

Explanation of significant changes in segment performance: UTI International showed remarkable profit growth from ₹4.8 crore to ₹60.6 crore YoY, while UTI Pension Fund demonstrated steady growth in AUM and profitability.

Financial Highlights

Consolidated Statement of Profit & Loss (₹ crore):

  • Total Revenue from Operations: ₹584 (7% YoY growth from ₹547)
  • Sale of Services: ₹379 (stable YoY)
  • Net Gain on fair value changes: ₹187 (22% YoY growth from ₹153)
  • Interest & Dividend Income: ₹14 (27% YoY growth from ₹11)
  • Rental Income: ₹4 (stable)
  • Total Expenses: ₹217 (2% decrease from ₹223)
  • PAT for Owners: ₹294 (24% YoY growth from ₹237)
  • Core PAT: ₹129 (6% YoY growth from ₹122)
  • PAT Margins: 50% (vs 43% YoY)

Standalone Statement of Profit & Loss (₹ crore):

  • Total Revenue from Operations: ₹438 (1% YoY growth from ₹437)
  • Sale of Services: ₹308 (1% decrease from ₹309)
  • Net Gain on fair value changes: ₹118 (2% YoY growth from ₹116)
  • Profit After Tax: ₹218 (1% YoY growth from ₹216)
  • Core PAT: ₹119 (1% YoY growth from ₹118)
  • PAT Margins: 50% (vs 49% YoY)

Drivers of financial performance: Higher revenue from operations, increased net gain on fair value changes, and controlled expenses.

Geographical Revenue Split

Domestic vs Export/Regional Revenue: Not explicitly specified in presentation.

Balance Sheet Snapshot

Consolidated (₹ crore as of June 2026):

  • Total Assets: ₹5,319 (5% growth from ₹5,043)
  • Financial Assets: ₹4,815 (6% growth from ₹4,533)
  • Non-Financial Assets: ₹504 (1% decrease from ₹510)
  • Financial Liabilities: ₹248 (15% decrease from ₹292)
  • Non-financial Liabilities: ₹287 (17% growth from ₹246)
  • Equity: ₹4,784 (6% growth from ₹4,505)

Standalone (₹ crore as of June 2026):

  • Total Assets: ₹4,417 (5% growth from ₹4,191)
  • Financial Assets: ₹3,943 (6% growth from ₹3,711)
  • Non-Financial Assets: ₹474 (1% decrease from ₹480)
  • Financial Liabilities: ₹200 (11% decrease from ₹225)
  • Non-financial Liabilities: ₹275 (19% growth from ₹231)
  • Equity: ₹3,942 (6% growth from ₹3,735)

Financial Health Insights: Strong asset growth, reduced financial liabilities, and increased equity base indicating improved financial stability.

Capex & Cash Flow Health

Capital Expenditure: Not explicitly specified in presentation.

Strategic & R&D Initiatives

Investments in Innovation:

  • First AMC to launch Factsheet in Hindi
  • First AMC to launch Agentic AI Contact Center (VAANI)
  • First AMC to use Google Pmax
  • First AMC to Implement Salesforce Marketing Automation Tool
  • First AMC to launch In-app WhatsApp payments
  • Launched Enterprise data platform 'UDAAN'
  • Live on ONDC Network as a Seller
  • Trademarked & Launched SIPizen to promote SIPs
  • Early Adopters of Account Aggregator Ecosystem

Expected impact on growth: Digital initiatives contributed to 81% of new SIPs sourced through digital channels and 45.22% of Total Gross Sales of Equity & Hybrid Funds mobilized through Platforms in Q1 FY27.

Industry Trends & Business Environment

Macro/Industry Trends: Growing digital adoption in financial services, increasing SIP registrations, expansion into B30 cities.

Impact on Company: Enabled higher digital transactions, improved cross-selling opportunities, and stronger penetration in underpenetrated markets.

Management Commentary & Growth Outlook

Strategic Outlook: "Our Q1 FY27 performance reflects a positive start towards the execution of our business growth strategy. We are pleased to highlight that while our MF QAAUM reached INR 3.93 lakh crore, our Group's total AUM stands at INR 20.57 lakh crore. We have delivered steady growth across our core businesses while strengthening the quality of our franchise through higher equity mix, sustained SIP momentum, expanding digital engagement and disciplined investment strategies." - Mr. Vetri Subramaniam, Managing Director and Chief Executive Officer

FY Guidance: Not explicitly specified beyond continued focus on disciplined execution, investment excellence and creating sustainable long-term value.

ESG Updates

ESG Strategy:

  • ESG Policies and Double Materiality Assessment implemented
  • ESG Risk Analysis and Reporting frameworks established
  • ESG Ratings: CRISIL: 64.1 | Low Risk; SES: 80.4 | Grade A, Low Risk; NSE: 71 | Top 35%; Sustainalytics: 24.7 | Medium Risk
  • Signatory to UNPRI since 2020 and Climate Action 100+
  • ISO/IEC 27001:2022 Certification obtained in September 2025

Environmental Initiatives:

  • Maintained paperless systems through 'UTI e-Way' platform
  • 100% renewable energy usage at corporate tower
  • 12 branch offices transitioned to renewable energy
  • Environment-friendly practices including sensor-based faucets, LED lighting, and R-134A refrigerant
  • 100% wet waste composting and recycling of paper/plastic waste

Social Initiatives:

  • Comprehensive employee training programs
  • Workforce gender diversity at 26% female representation
  • Mandatory annual DEI training
  • Employee volunteering through 'UTI Cares' program
  • CSR focus on education, healthcare and rural development

Corporate Governance

Board Structure: Professionally managed listed Company with no identifiable promoters, 6 of 9 board members are independent

Key Directors: Mr. Deepak Kumar Chatterjee (Non-Executive Chairman & Independent Director), Ms. Linsley Carruth (Non-Executive Nominee Director), Ms. Jayashree Vaidhyanathan (Independent Director), Mr. Atul Dhawan (Independent Director), Ms. P V Bharathi (Independent Director), Ms. Vishakha R M (Independent Director), Mr. Philip Mathew (Independent Director), Mr. Santosh Kumar (Non-Executive Nominee Director), Mr. Vetri Subramaniam (Managing Director & CEO)

Major Shareholders: State Bank of India (9.85%), Bank of Baroda (9.85%), Life Insurance Corporation of India (9.85%), T. Rowe Price International Ltd. (largest shareholder), Punjab National Bank (15.03%)

Dividend Information

The Shareholders of the Company approved a final dividend of ₹40 per equity share for FY 2025-26 at the Annual General Meeting held on July 21st 2026, representing 95% payout ratio.