UTI Asset Management Company Limited – Investor Presentation Summary
Key Operational Highlights
- Total AUM of ₹16.28 lakh crore as of 30th September 2026
- Domestic MF QAAUM reached ₹4,02,337 crore, showing 4.61% YoY growth
- Equity AUM at ₹94,556 crore, Hybrid at ₹99,036 crore, ETFs & Index at ₹34,504 crore
- Passive AUM demonstrated 15.61% YoY growth
- SIP book remains cornerstone with strong monthly inflows
- Network of 256 branches with 204 branches located in B30 cities
- Partnering with approximately 1,00,064 MFDs
- Coverage across 699 districts in India and presence in 30+ countries
Key drivers of operational performance
- Strong focus on digital adoption and platform-based sales
- Established presence in B30 cities attracting new clients
- Multi-channel distribution network providing stability
- Cross-selling opportunities across different funds
Segment-wise Performance
- Mutual Funds: Sale of Services ₹319 crore in Q2 FY27 (3% YoY growth)
- PMS: Sale of Services ₹5 crore in Q2 FY27 (38% decline YoY)
- UTI International: Sale of Services ₹24 crore (29% decline YoY)
- UTI PFL: Sale of Services ₹45 crore (18% growth YoY)
- UTI Alternatives: Sale of Services ₹9 crore (80% growth YoY)
Financial Highlights
Consolidated Performance:
- Revenue from Operations: ₹414 crore (Q2 FY27), down 1% YoY
- Total Income: ₹415 crore (Q2 FY27), down 1% YoY
- PAT: ₹132 crore (Q2 FY27), up 17% YoY
- Core PAT: ₹131 crore (Q2 FY27), up 22% YoY
- PAT Margins: 32% in Q2 FY27 vs 27% in Q2 FY26
- H1 FY27 PAT: ₹426 crore, up 22% YoY
- H1 FY27 Core PAT: ₹263 crore, up 15% YoY
Standalone Performance:
- Revenue from Operations: ₹336 crore (Q2 FY27), down 14% YoY
- PAT: ₹143 crore (Q2 FY27), down 14% YoY
- Core PAT: ₹136 crore (Q2 FY27), up 31% YoY
- PAT Margins: 42% in Q2 FY27
Drivers of financial performance
- Lower Employee Benefit Expenses: ₹128 crore in Q2 FY27 vs ₹159 crore in Q2 FY26 (19% decline), primarily due to one-time family pension impact of ₹25 crore in prior year
- Reduction in Other Expenses: ₹79 crore in Q2 FY27 vs ₹82 crore in Q2 FY26 (4% decline)
- Improved operational efficiency across businesses
Geographical Revenue Split
- Domestic vs Export revenue split not explicitly specified in presentation
- International presence through offices in Singapore, London, Dubai, New York & Paris
- UTI International Ltd reported AUM of ₹16,063 crore as of H1 FY27
Balance Sheet Snapshot
Consolidated (30th Sep 2026 vs 31st Mar 2026):
- Total Assets: ₹4,956 crore (2% decline)
- Financial Assets: ₹4,460 crore (2% decline)
- Equity: ₹4,414 crore (2% decline)
- Financial Liabilities: ₹262 crore (10% decline)
Standalone (30th Sep 2026 vs 31st Mar 2026):
- Total Assets: ₹4,040 crore (4% decline)
- Financial Assets: ₹3,573 crore (4% decline)
- Equity: ₹3,571 crore (4% decline)
Investment Portfolio (30th September 2026)
- Total Investments: ₹4,329 crore
- Equity: 23% (₹988 crore)
- Hybrid: 10% (₹455 crore)
- Debt & Liquid: 67% (₹2,886 crore)
- Mutual Funds: ₹2,805 crore
- Offshore Funds: ₹600 crore
- Fixed Deposits: ₹383 crore
- Bonds & G-Secs: ₹306 crore
- AIFs & Other Equity: ₹235 crore
Capex & Cash Flow Health
- Capital Expenditure: Not specified
- Free Cash Flow: Not specified
- Operating Cash Flow: Not specified
- Net Debt Movement: Not specified
Strategic & R&D Initiatives
- Digital Transformation: 15% growth in digital SIP transactions in Q2 FY27 vs Q2 FY26
- Salesforce Marketing Automation implementation for personalized customer journeys
- Agentic AI Contact Center (VAANI) launched
- Enterprise data platform 'UDAAN' launched
- Live on ONDC Network as Seller
- Trademarked SIPizen to promote SIPs
- Early adoption of Account Aggregator Ecosystem
Industry Trends & Business Environment
- EPFO's February 2026 reallocation of assets affected Group AUM for June and September 2026
- Market shift toward passive investment products
- Growing digital adoption in financial services
Management Commentary & Growth Outlook
- Vision: To be The MOST PREFERRED Asset Manager
- Focus on being trusted brand with diverse product suite and global presence
- Commitment to helping customers achieve financial goals
- Emphasis on social responsibility and corporate governance
ESG Updates
- ESG Ratings: CRISIL 64.1 (Low Risk), SES 82.8 (Grade A, Low Risk), NSE 71 (Top 35%), Sustainalytics 23.4 (Medium Risk)
- Signatory to UNPRI since 2020 and Climate Action 100+
- 100% renewable energy usage at corporate tower
- Workforce gender diversity at 26% female representation
- ISO/IEC 27001:2022 Certification obtained in September 2025
Corporate Governance
- Professionally managed listed company with no identifiable promoters
- Major shareholders: SBI, Bank of Baroda, LIC (9.85% each), Punjab National Bank (15.03%), T. Rowe Price International Ltd (largest shareholder)
- Well-constituted strong Board with 6 of 9 members as independent directors
- Trustee Board oversees asset management activities and regulatory compliance