Utkarsh SFB reported Q4 FY26 net loss of ₹188 crore, a 50% improvement from Q3 FY26 loss of ₹375 crore.
Gross NPAs declined to 7.7% in March 2026 from 11.0% in December 2025, while deposits grew 2.7% QoQ to ₹21,654 crore.
The Bank successfully raised ₹950 crore through a rights issue in November 2025, strengthening Tier-1 capital to 14.98%.
Disbursements grew 46.1% QoQ with secured lending share increasing to 51% of portfolio from 43% a year earlier.