Ventura Guaranty Limited FY26 Financial Performance Overview

Reporting Period: Financial Year 2025-26

Financial Performance Divergence

Ventura Guaranty reported significantly divergent performance between standalone and consolidated results for FY26. Standalone PAT surged 320% to ₹846.13 lakhs, driven by revenue growth of 372% to ₹1,122.16 lakhs. However, consolidated PAT declined 32% to ₹2,925.04 lakhs (₹2,664.32 lakhs as per second document) due to moderation in the broking business of subsidiary Ventura Securities Limited.

Consolidated Financial Highlights

  • Revenue: ₹23,825.67 lakhs (down from ₹27,371.70 lakhs in FY25)
  • Brokerage Income: ₹13,075.79 lakhs (down from ₹17,003.79 lakhs)
  • Profit Before Tax: ₹3,999.66 lakhs (down 32% from ₹5,897.08 lakhs)
  • Net Profit: ₹2,664.32-2,925.04 lakhs (down 30-32% from ₹3,812.17-4,317.34 lakhs)
  • EPS: ₹69.14 (down from ₹98.93)

Balance Sheet Strength

The company maintained a robust financial position:

  • Cash & Bank Balances: ₹74,317.25 lakhs
  • Total Equity: ₹41,408.26 lakhs
  • Loan Portfolio (Net): ₹19,049.58 lakhs (up from ₹14,354.43 lakhs)
  • Investments: ₹379.28 lakhs (including ₹191.80 lakhs in Tata Steel)

Corporate Actions & Dividend

  • Final Dividend: ₹4.50 per share recommended, subject to shareholder approval at 42nd AGM on September 30, 2026
  • Record Date: September 11, 2026 for dividend payment
  • Reserve Transfers: ₹84.60 lakhs to General Reserve and ₹169.23 lakhs to Reserve Fund under RBI Act

Merger & Restructuring Activities

Completed Merger: Kashmira Investment and Leasing Private Limited merged with Ventura Guaranty effective April 1, 2024 (NCLT approval November 17, 2025), issuing 658,745 shares at 84:100 swap ratio.

Pending Merger: Ventura Allied Services Private Limited with Ventura Securities Limited, awaiting NCLT sanction to simplify group structure and enhance operational efficiencies.

Subsidiary Performance

  • Ventura Securities Limited: Revenue ₹23,825.67 lakhs, Profit ₹2,402.55 lakhs
  • Ventura Allied Services: Revenue ₹778.70 lakhs, Profit ₹658.65 lakhs
  • Ventura Commodities: Revenue ₹5.30 lakhs, Profit ₹0.61 lakhs

Regulatory Compliance & Governance

Post-merger, the company's net worth exceeded ₹25 crores, triggering Corporate Governance provisions under SEBI LODR Regulations. The company is required to comply within six months and has initiated necessary measures. All regulatory requirements under Companies Act and SEBI regulations were complied with, though minor delays in IEPF transfers were noted in auditor qualifications.

Risk Management & Controls

The company maintains a robust risk management framework with adequate internal financial controls. Credit risk exposure stands at ₹25,620.56 lakhs with gross NPA of ₹194.33 lakhs (doubtful assets). Strong liquidity position supports operations with minimal foreign currency exposure.

Shareholding & Corporate Details

  • Promoter Holding: 70.90% (27,32,020 shares)
  • Public Holding: 29.10% (11,21,525 shares)
  • Dematerialized: 99.60% of equity shares
  • Employee Strength: 4 permanent employees (excluding contract)

No material adverse orders from regulators/courts impacting going concern status. All related-party transactions conducted at arm's length in ordinary course of business.