Wealth First Portfolio Managers Limited – Investor Presentation Summary

Key Operational Highlights

  • Assets Under Advisory (AUA) reached Rs 13,647 crore as of June 2026, representing 8.6% YoY growth and 12.3% QoQ growth
  • Annual Recurring Revenue Assets Under Management (ARR AUM) stood at Rs 6,401 crore
  • Total client base increased 5% YoY to 21,986 clients, with 240 clients added during Q1 FY27
  • Client families grew 5% YoY to 6,967 families, with 341 families added over the past year
  • Relationship Manager count increased by 22% YoY
  • Key drivers include geographic expansion, new business launches, and the acquisition of Wealth First Advisors

Segment-wise Performance

The presentation does not provide detailed segment-wise revenue or margin breakdowns by business vertical.

Financial Highlights

Revenue: Rs 14.3 crore (Q1 FY27)

PAT: Rs 10.4 crore (Q1 FY27)

EPS: Rs 9.69 (Q1 FY27)

PBT Margin: 72.4% (Q1 FY27)

PAT Margin: 54.9% (Q1 FY27)

YoY comparison: Revenue decreased from Rs 24.8 crore in Q1 FY26, PAT decreased from Rs 16.0 crore in Q1 FY26

QoQ comparison: Revenue decreased from Rs 16.5 crore in Q4 FY26, PAT decreased from Rs 10.5 crore in Q4 FY26

Drivers of financial performance: Lower revenue primarily due to higher base in Q1 FY26 which included Rs 9 crore trading income and insurance business revenue spillover, and conscious reduction of trading book to nil

Other income increased to Rs 4.7 crore in Q1 FY27 from Rs 0.1 crore in Q1 FY26, driven by higher profit booking on investments and MTM gains

Employee expenses increased due to continued investment in talent across group companies

Other expenses increased due to setup costs associated with AMC and Insurance Broking businesses

Key Risks: Not specifically disclosed in the presentation

Geographical Revenue Split

Domestic vs Export/Regional Revenue: Not specified in the presentation

Regional Breakdown: The company has ~70% of client base from Gujarat, with strong presence in Ahmedabad and expanding to Pune and Surat. The acquisition of WFA strengthens presence in Mumbai (Maharashtra).

Balance Sheet Snapshot

The presentation provides historical balance sheet data up to March 2026:

  • Total Assets: Rs 179.9 crore (Mar-26)
  • Investments: Rs 105.5 crore (Mar-26)
  • Total Equity: Rs 170.1 crore (Mar-26)
  • Current Liabilities: Rs 9.2 crore (Mar-26)

Financial Health Insights: The company has consciously reduced its trading book to nil as part of its strategy to focus on core businesses

Capex & Cash Flow Health

Capital Expenditure: Not specified in the presentation

Free Cash Flow: Not specified in the presentation

Operating Cash Flow: Not specified in the presentation

Net Debt Movement: Not specified in the presentation

Investment Rationale: Focus on building new businesses including AMC and Insurance Broking, and strategic acquisition of Wealth First Advisors

Strategic & R&D Initiatives

Investments in Innovation: Launched Lakshya Asset Management Private Limited with approximately Rs 41 crore investment from Wealth First and Rs 20 crore from JV partners

Received Insurance Broking licence from IRDAI and established Wealthshield Insurance Brokers Private Limited as a Direct Insurance Broker (Life & General)

Launched Nifty 100 Index PMS for US and Canadian tax residents to address PFIC regulation challenges

Expected impact on growth: Aim to grow combined Wealth First and WFA platform AUM to around Rs 20,000 crore over the next five years

Strategic Rationale: Expanding into high-growth markets, building comprehensive financial solutions provider under one roof

Industry Trends & Business Environment

Macro/Industry Trends: Indian wealth management represents a $2.7 trillion opportunity with top 1% of households owning ~70% of financial assets

Specialized wealth managers form ~11% of total serviceable assets, projected to grow assets from $300 billion to $1.6 trillion by FY35 at ~18% CAGR

Mutual Fund industry AUM grew at 10-year CAGR of 19% from Rs 11.87 trillion to Rs 66.7 trillion as of March 2025

Equities AUM has posted 27% CAGR over past decade, expected to continue growing at over 20% CAGR in medium term

Impact on Company: Rising share of financial assets and preference for specialized wealth advisory services creates room for high growth

Management Commentary & Growth Outlook

Strategic Outlook: "The next five years are an important phase for Wealth First, and we are confident that the investments we have made today will create a stronger and more valuable institution over time" - Mr. Ashish Shah, Managing Director

FY Guidance: Target to grow combined Wealth First and WFA platform AUM to around Rs 20,000 crore over the next five years

Market Share Targets: Not specifically mentioned

Risks and Opportunities: The company is moving from investment and setup phase towards execution and scale over the next five years

Additional Business Updates

The acquisition of Wealth First Advisors Private Limited (WFA):

  • Acquisition to be completed in two phases - Phase I (on or before Dec 2026): Acquisition of 51% stake for Rs 52.1 crore; Phase II (FY30): Acquisition of remaining 49% stake based on pre-agreed valuation formula
  • WFA financials for FY26: Revenue Rs 17.9 crore, PAT Rs 6.0 crore, Networth Rs 22.0 crore
  • WFA operational metrics: 4,400+ total clients, Rs 3,746 crore Assets Under Advisory, 25 team size, 2,800+ client families
  • Proforma consolidated metrics: FY26 Revenue Rs 86.3 crore, FY26 PBT Rs 59.5 crore, Proforma ARR AUM Rs 8,419 crore