AB-PMJAY Scheme Performance Update as of June 2026

The Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) has achieved significant scale and impact in providing healthcare coverage to economically vulnerable populations. The scheme offers health coverage of ₹5 lakh per family per year for secondary and tertiary care hospitalization to 12 crore economically vulnerable families, representing the bottom 40% of India's population.

Expansion of Coverage

The scheme underwent two major expansions in recent years. In March 2024, coverage was extended to approximately 37 lakh families of Accredited Social Health Activists, Anganwadi Workers, and Anganwadi Helpers. Further expansion occurred in October 2024 when the scheme began covering 6 crore senior citizens aged 70 years and above belonging to 4.5 crore families, irrespective of their socio-economic status.

Operational Performance

As of June 30, 2026, the scheme has authorized a total of 12.69 crore hospital admissions with a cumulative value of ₹1.92 lakh crore. These cashless hospital services were delivered through an extensive network of 37,413 hospitals comprising both public and private facilities.

Impact on Out-of-Pocket Expenditure

The scheme has significantly contributed to reducing out-of-pocket healthcare expenditure. According to National Health Accounts Estimates 2022-23, out-of-pocket expenditure as a proportion of total health expenditure declined substantially from 62.6% in 2014-15 to 43.4% in 2022-23. This reduction indicates households are bearing a considerably lower share of healthcare costs directly from their own pockets, attributed to increased public investment in health and the expansion of publicly financed health insurance schemes including AB-PMJAY.

Official Communication

Union Minister of State for Health and Family Welfare, Shri Prataprao Jadhav, provided this update in a written reply in the Rajya Sabha on August 4, 2026. State/UT-wise details of Ayushman cards created are available through the official dashboard at https://dashboard.nha.gov.in/public/card.