RBI Feb 2026 Credit Up 14.3% YoY

RBI reports non‑food bank credit grew 14.3% YoY in the fortnight ended 28 Feb 2026, versus 11.1% a year earlier.
Agriculture credit rose 12.3% YoY, industry credit 13.5% YoY, driven by infrastructure, engineering, chemicals, petroleum, and textiles.
Services sector credit increased 16.3% YoY, boosted by NBFC financing and commercial real‑estate lending.
Personal loans grew 15.2% YoY, with housing steady and vehicle loans and gold‑jewellery loans expanding sharply.