Non‑food bank credit expanded 15.9% YoY in the fortnight ending 31 Mar 2026, versus 10.9% in the same period last year.
Credit to agriculture rose 15.7% YoY, industry 15.0% YoY, and services 19.0% YoY, outpacing prior‑year growth rates significantly.
Personal loan credit grew 16.2% YoY, driven by strong vehicle and gold‑jewellery loans, while housing loan credit remained steady.
Data derived from 41 scheduled commercial banks covering ~95% of non‑food credit; reporting fortnight definition changed from Dec 2025.