ALM Statement Details

Reporting Period: Quarterly return for period ending September 30, 2026 (Reporting start date: July 1, 2026; Reporting end date: September 30, 2026)

HFC Code: 42

Return Code: 8

Return Name: ALM-I [STDL]

Schedule ID: 96692

Report Version: Provisional

Reporting Denomination: Lakh

Reporting Standard: Ind-AS

Date of last audited Balance Sheet: March 31, 2026

Asset Liability Management Data (in ₹ lakh)

Outflows (A):

  • Total Outflows: ₹682,317.78
  • Increase in loans & advances: ₹371,379.09 (1-7 days: ₹9,064.82; 8-14 days: ₹9,064.82; 15-30 days: ₹27,148.56; 1-3 months: ₹104,922.07; 3-6 months: ₹221,178.82)
  • Net increase in investments: ₹58,300.00 (8-14 days: ₹2,800.00; 1-3 months: ₹55,500.00)
  • Net decrease in public deposits, ICDs: ₹25.22 (1-7 days: ₹0.76; 8-14 days: ₹10.50; 1-3 months: ₹8.26; 3-6 months: ₹5.70)
  • Net decrease in borrowings/net increase in market lending: ₹22,789.11 (15-30 days: ₹22,789.11)
  • Other outflows: ₹229,824.36 (1-7 days: ₹10,262.00; 8-14 days: ₹3,720.00; 15-30 days: ₹25,601.20; 1-3 months: ₹74,320.38; 3-6 months: ₹115,920.78)

Inflows (B):

  • Total Inflows: ₹719,130.17
  • Net cash position: ₹545.26 (1-7 days: ₹545.26)
  • Interest inflow on investments: ₹2,914.87 (1-7 days: ₹149.31; 8-14 days: ₹148.98; 15-30 days: ₹285.54; 1-3 months: ₹969.07; 3-6 months: ₹1,361.97)
  • Interest inflow on performing advances: ₹199,536.00 (1-7 days: ₹16,265.27; 8-14 days: ₹16,265.27; 1-3 months: ₹65,551.57; 3-6 months: ₹101,453.89)
  • Net increase in borrowings from various sources: ₹256,984.04 (1-3 months: ₹135,923.62; 3-6 months: ₹121,060.42)
  • Other inflows: ₹259,150.00 (1-7 days: ₹3,400.00; 15-30 days: ₹79,750.00; 1-3 months: ₹45,000.00; 3-6 months: ₹131,000.00)

Liquidity Analysis:

  • Mismatch (B - A): ₹36,812.39 (1-7 days: ₹1,032.26; 8-14 days: ₹818.93; 15-30 days: ₹4,496.67; 1-3 months: ₹12,693.55; 3-6 months: ₹17,770.98)
  • Cumulative mismatch: ₹73,624.78
  • Mismatch as percentage to Total Outflows: 5.40% overall (1-7 days: 5.34%; 8-14 days: 5.25%; 15-30 days: 5.95%; 1-3 months: 5.41%; 3-6 months: 5.27%)

Certifications and Signatures

Company Secretary Certification:

  • Signed digitally by Harshada Shashank Pathak, Company Secretary and Compliance Officer
  • Date: October 9, 2026 at 17:44:11 IST

Authorised Official's Certificate:

  • Certified that directions/Guidelines/Circulars prescribed by RBI/NHB are being complied with
  • Certified that particulars/information furnished in this return have been verified and found correct and complete
  • Signed by Arpit Surana, Head - Fund Raising
  • Digital signature issuer: e-Mudhra Sub CA for Class 3 Individual 2022
  • Signature valid until: September 17, 2027

Regulatory Reference: Filed with National Housing Bank as required under SEBI regulations.