Bank of India MCLR Unchanged, Fixed Rate Spread Revised

Date: 29.09.2026

Board Meeting Outcomes

• Marginal Cost of Funds based Lending Rate (MCLR) is kept unchanged effective from 01.10.2026
• Repo Based Lending Rate (RBLR) is kept unchanged effective from 01.10.2026

Other Operational / Legal / Strategic Disclosures

Fixed Rate Spread Change:

The Fixed Rate Spread structure changed effective from 01.09.2026 as follows:

| Tenor | Rate of Interest |

| 1 Year | 8.75% + CRP |

| 2 Years | 9.00% + CRP |

| 3 Years | 9.40% + CRP |

| 5 Years | 9.60% + CRP |

| Above 5 Years| 8.75% + Tenor Premium + CRP|

Compliance & Signatory

This disclosure is classified as Public information and is digitally signed by:

Usha Ramsinghani

Company Secretary

Investor Relation Cell

Date: 2026.09.29 13:01:23 +06'30'