Can Fin Homes June 2026 ALM Statement Submission

Increase in loans and advances: ₹270.97 (1-7 days), ₹270.97 (8-14 days), ₹658.06 (15-31 days), ₹2,400.00 (Over 1 month to 3 months), ₹3,900.00 (Over 3 to 6 months)
Net decrease in public deposits, ICDs: ₹0.72 (1-7 days), ₹1.01 (8-14 days), ₹2.56 (15-31 days), ₹12.91 (Over 1 month to 3 months), ₹26.40 (Over 3 to 6 months)
Net decrease in borrowing from various sources/net increase in market lending: ₹768.12 (1-7 days), ₹12.94 (8-14 days), ₹1,265.51 (15-31 days), ₹7,384.18 (Over 1 month to 3 months), ₹829.32 (Over 3 to 6 months)
Other outflows - Expenses: ₹6.42 (1-7 days), ₹6.42 (8-14 days), ₹15.59 (15-31 days), ₹56.86 (Over 1 month to 3 months), ₹85.29 (Over 3 to 6 months)
Total Outflows: ₹1,046.23 (1-7 days), ₹291.33 (8-14 days), ₹1,941.73 (15-31 days), ₹9,853.95 (Over 1 month to 3 months), ₹4,841.01 (Over 3 to 6 months)

Net cash position: ₹0.23 (1-7 days), ₹0.23 (8-14 days), ₹0.57 (15-31 days), ₹2.07 (Over 1 month to 3 months), ₹3.10 (Over 3 to 6 months)
Net increase in deposits: ₹2.33 (1-7 days), ₹2.33 (8-14 days), ₹5.33 (15-31 days), ₹20.00 (Over 1 month to 3 months), ₹20.00 (Over 3 to 6 months)
Inflow on investments: ₹3.59 (1-7 days), ₹2.51 (8-14 days), ₹0.20 (15-31 days), ₹52.59 (Over 1 month to 3 months), ₹29.18 (Over 3 to 6 months)
Inflow on performing advances: ₹206.43 (1-7 days), ₹206.19 (8-14 days), ₹500.18 (15-31 days), ₹1,707.52 (Over 1 month to 3 months), ₹3,664.25 (Over 3 to 6 months)
Net increase in borrowing from various sources including WCDL: ₹833.50 (1-7 days), ₹80.00 (8-14 days), ₹1,432.99 (15-31 days), ₹4,449.96 (Over 1 month to 3 months), ₹139.23 (Over 3 to 6 months)
Other inflows - Income: ₹0.51 (1-7 days), ₹1.02 (8-14 days), ₹4.84 (15-31 days), ₹49.05 (Over 1 month to 3 months), ₹183.94 (Over 3 to 6 months)
Total Inflows: ₹1,046.59 (1-7 days), ₹292.28 (8-14 days), ₹1,944.11 (15-31 days), ₹6,281.19 (Over 1 month to 3 months), ₹4,039.70 (Over 3 to 6 months)

Mismatch (B-A): ₹0.36 (1-7 days), ₹0.95 (8-14 days), ₹2.38 (15-31 days), -₹3,572.76 (Over 1 month to 3 months), -₹801.31 (Over 3 to 6 months)
Cumulative mismatch: ₹0.36 (1-7 days), ₹1.31 (8-14 days), ₹3.70 (15-31 days), -₹3,569.06 (Over 1 month to 3 months), -₹4,370.37 (Over 3 to 6 months)
Mismatch as percentage to total outflows: 0.03% (1-7 days), 0.33% (8-14 days), 0.12% (15-31 days), -36.26% (Over 1 month to 3 months), -16.55% (Over 3 to 6 months)

Major outflow components:

Capital: ₹26.63 crore (Over 5 years)
Reserves & Surplus: ₹6,221.21 crore (Over 5 years)
Plain vanilla bonds/debentures: ₹5,430.00 crore (distributed across Over 6 months to 1 year: ₹3,050.00 crore, Over 1-3 years: ₹1,880.00 crore, Over 3-5 years: ₹500.00 crore)
Deposits: ₹251.41 crore (including fixed deposits from public and commercial paper)
Borrowings: ₹18,938.69 crore (including term money borrowings, WCDL, CC/OD, and from RBI, Govt & others)
Current Liabilities & Provisions: ₹5,944.81 crore
Contingent liabilities (Loan commitments pending disbursal): ₹1,377.78 crore

Major inflow components:

Cash: ₹1.28 crore
Balances with banks: ₹1.83 crore
Investments: ₹2,129.12 crore (Mandatory Investment: ₹877.31 crore, Non Mandatory Listed: ₹1,251.81 crore)
Advances: ₹42,781.03 crore (Term loans: ₹25,006.16 crore, Total Interest: component of advances)
Non-performing loans (Net of Provisions): ₹179.99 crore
Contingent liabilities (Lines committed by other institutions): ₹6,935.72 crore

Cumulative mismatch: ₹26,645.27 crore
Cumulative mismatch over cumulative outflow: 51.10%
Tolerance limits for mismatch range from -9.00% to -20.00% across different time buckets

Unavailed borrowing limit with various banks is ₹2,032.73 crore and WCDL is ₹4,902.99 crore.