Date: June 10, 2026

KMP / Board / Auditor Changes

Not Specified

Dividend Declaration or Non-Declaration

Not Specified

Board Meeting Outcomes

Not Specified

Financial Results

Not Specified

Disinvestment / Strategic Actions

Not Specified

Other Operational / Legal / Strategic Disclosures

General Business Overview

  • DCB Bank is a new-generation private sector Scheduled Commercial Bank regulated by RBI
  • Combines relationship-led banking with technology-enabled solutions
  • Serves Retail, MSME, Corporate, Agriculture, Government and Institutional Clients
  • Professionally managed with strong institutional ownership including Aga Khan Fund for Economic Development

Operational Details

  • 480 branches across India as on March 31, 2026
  • 3.2+ million active customers served across segments
  • Presence across 20 states and 2 union territories
  • Paid-up Capital: ₹3,21,90,17,770.00
  • Corporate Office + 21 offices without direct customer interface + 2 Non-Administrative Independent Offices
  • Total locations: 504 (all national, no international presence)

Employee Statistics

Total Workforce (as of March 31, 2026):

  • Permanent Employees: 11,337
  • Male: 9,688 (85.45%)
  • Female: 1,649 (14.55%)
  • Other than Permanent: 114
  • Male: 72 (63.16%)
  • Female: 42 (36.84%)
  • Total Employees: 11,451
  • Differently Abled Employees: 7 (all male, 100% of total differently abled employees)

Employee Turnover Rates:

  • FY 2025-26: Male 42.50%, Female 37.67%, Total 41.79%
  • FY 2024-25: Male 57.72%, Female 53.41%, Total 57.07%
  • FY 2023-24: Male 50.43%, Female 42.23%, Total 49.26%

Board Composition:

  • 14 Board members with 2 women (14.29% representation)

Key Management Personnel:

  • 4 KMPs with 1 female (25.00% representation)

Customer Base

  • Diverse customer base comprising business owners, self-employed professionals, and MSMEs
  • Significant focus on self-employed segment including traders, retailers, food/hospitality businesses, professionals, manufacturers
  • No export earnings as Bank operates in domestic banking sector

CSR Details

  • CSR applicable as per Section 135 of Companies Act, 2013
  • FY 2024-25 Turnover: ₹72,21,09,76,973.99
  • FY 2024-25 Net Worth: ₹52,71,47,51,868.56
  • FY 2025-26 CSR Expenditure: ₹14.74 Crores
  • 215,500 beneficiaries reached through CSR programs
  • 11.69% CSR expenditure toward aspirational districts

Material ESG Topics Identified

The Bank identified 16 material issues through structured assessment with 493 employee participants:

Environment:

1. Energy and GHG Management (Risk) - Negative implications

2. Waste and Water Management (Risk) - Negative implications

Social:

3. Customer Satisfaction (Opportunity) - Positive implications

4. Employee Engagement, Training and Development (Opportunity) - Positive implications

5. Inclusion (Opportunity) - Positive implications

6. Employee Well-being and Safety (Opportunity) - Positive implications

7. Human Rights (Risk) - Negative implications

8. Community Development (Opportunity) - Positive implications

9. Sustainable Supply Chain (Risk/Opportunity) - Negative/Positive implications

Governance:

10. Corporate Governance and Ethics (Risk/Opportunity) - Negative/Positive implications

11. Privacy and Data Security (Risk) - Negative implications

12. Risk Management (Risk) - Negative implications

13. Financial Performance (Opportunity) - Positive implications

14. Brand and Reputation Management (Risk) - Negative implications

Environmental Performance

Energy Consumption:

  • Total Energy Consumed: 41,112.70 GJ (FY 2025-26) vs 63,579.90 GJ (FY 2024-25) - 35.41% reduction
  • From Renewable Sources: 215.73 GJ
  • From Non-renewable Sources: 40,896.9 GJ
  • Energy Intensity: 4.98 GJ per ₹ Crore of revenue

Water Management:

  • Total Water Withdrawal/Consumption: 1,54,588.50 KL
  • Water Intensity: 18.72 KL per ₹ Crore of revenue

GHG Emissions:

  • Scope 1 Emissions: 2,245.21 MTCO2e
  • Scope 2 Emissions: 8,056.29 MTCO2e
  • Total Scope 1+2 Emission Intensity: 1.25 MTCO2e per ₹ Crore of revenue
  • Scope 3 Emissions: 13,080.85 MTCO2e (employee commute and business travel)

Waste Management:

  • Total Waste Generated: 154.58 metric tons
  • Waste Recycled: 21.93 metric tons
  • Waste Intensity: 0.01872 metric tons per ₹ Crore of revenue

Governance Structure

  • CSR and ESG Committee of the Board oversees sustainability matters
  • ESG Internal Committee (EIC) with senior officials meets quarterly
  • Cross-functional implementation across Administration, Business, CSR, HR, Information Security, and Risk teams

Complaints and Grievances

FY 2025-26 Complaints:

  • Customers: 19,839 complaints (598 pending resolution)
  • Employees: 200 complaints
  • Value Chain Partners: 10 complaints
  • Shareholders: 6 complaints

Consumer Court Penalties (FY 2025-26):

  • Total 17 cases with monetary penalties amounting to ₹62,87,705.51 across various consumer courts and regulatory bodies

Training and Development

  • 94% of eligible employees completed at least one training intervention
  • Over 99% new employees completed induction and mandatory training
  • 4.84 Lakh total learning hours, averaging 38 hours per employee
  • 92.64% employees received human rights training

Awards and Recognition

  • Great Place to Work certified for 10th consecutive year (86% Trust Index Score)
  • Top 50 – India's Best Workplaces in Health & Wellness 2026
  • Top 50 – India's Best Workplaces in BFSI 2025
  • India's Best Workplaces in Banking 2025
  • Most Preferred Workplace – BFSI 2025-26