Authority: High Court of Judicature at Madras
Order Date: 29-10-2026
Case Overview
- Petitioner: N. Ratnakumar Raju, former Probationary Officer (joined 15-04-1988) and later Manager, Cuddalore Branch of Tamil Nadu Grama Bank.
- Respondents: Tamil Nadu Grama Bank (represented by its Chairman) and its Board of Directors.
- Disciplinary order (Ref. No. PGB/VIG/OF/PUN/SPKG ORDER/2/2009 dated 27-10-2009) imposed removal from service for sanctioning loans in violation of mandatory guidelines.
- Appellate order (TNGB/VIG/APP/01/2024-25 dated 23-04-2024) confirmed the removal.
- Petitioner filed multiple writ petitions: WP No.9048/2010 (remitted 13-02-2018), WP No.9279/2020 (order set aside, remitted), leading to present WP No.24404/2024.
- Charges: 19 charges examined on 114 documents; Enquiry Officer found charges 8 and 10 not proved, but Disciplinary Authority held all charges proved and imposed removal.
- Alleged loss to the bank: Rs 5.64 crore due to loans sanctioned beyond authority and failure to obtain repayment capacity.
- Petitioner argued procedural irregularities, identical charges, lack of reasons, disproportionate punishment, and discrimination.
Final Outcome
- The Court held that the appellate authority had provided detailed reasoning, satisfying the requirement of applying mind.
- No evidence of perverse findings, discrimination, or disproportionate punishment was found.
- The writ petition is dismissed; no costs are awarded; the related WMP No.26680/2024 is also closed.
Topics: Disciplinary Proceedings, Banking Law