Authority: Calcutta High Court
Order Date: 07 July 2026
Case Overview
- Petitioner: Satyam Kumar Choudhary filed WPA 862 of 2026 seeking defreeze of savings account No. 090001511088 held with ICICI Bank Ltd, Dunlop Branch, Kolkata.
- Respondents: ICICI Bank Ltd (Nos. 1 & 2) and associated bank officials.
- Background: In February 2025 the bank froze the account following a fraud complaint of Rs 12,000 from West Bengal Bidhannagar Police Commissionerate, Cyber Crime Police Station. In August 9 2025 a second complaint of Rs 307,190 was received from Maharashtra Brihan Mumbai City Cyber Police Station, North Region. The Borivali Magistrate (Oct 1 2025) ordered refund of Rs 307,190 to the complainant, which the bank complied with. On October 31 2025 Goa CID Cyber Crime lodged a duplicate complaint for the same Rs 307,190 amount, leading the bank to place the amount in lien. The bank’s report listed amounts under lien: Rs 12,000, Rs 1,92,077, Rs 1,15,113; balance Rs 2,75,693.16.
- Petitioner’s counsel argued the Goa complaint duplicated the earlier Mumbai complaint (identical UTR 520927793746 and transaction time) and that only Rs 12,000 should remain in lien while the Rs 307,190 should be released. Respondent counsel maintained the bank acted on each complaint and kept the amount in lien.
Final Outcome
- The Court held that the Rs 12,000 dispute remains and should stay in lien.
- The Rs 307,190 amount, already transferred to the complainant per the magistrate’s order, need not remain in lien; the bank is directed to defreeze this amount and allow the petitioner to operate the account immediately.
- The order is disposed of, and parties must act on the server copy available on the Court’s website.
Topics: Banking Fraud, Court Order