Authority: High Court of Chhattisgarh at Bilaspur
Order Date: 24 July 2026
Case Overview
- Appellant: Iffco Tokio General Insurance Company Ltd (insurer of a trolley).
- Respondents: Ramratan Uraon (claimant), Bedilal Gond, Santosh Kumar (tractor owners/drivers), HDFC Agro General Insurance Company Limited (insurer of the tractor), Radheshyam Anant (motorcycle owner).
- Original award: Motor Accident Claims Tribunal, 8th Additional, Bilaspur, Claim Case No. 329/2015, dated 22 September 2018, compensation Rs. 2,99,661 awarded to Ramratan Uraon.
- Liability: Tribunal held both insurers liable for 50% each, based on the fact that the accident involved a tractor with an attached trolley moving together, constituting a single vehicle.
- Arguments: Iffco Tokio contended that the accident involved only the tractor, not the trolley, and thus it should not be liable. HDFC Agro argued that the tractor and trolley were attached and moving together, justifying joint liability.
Final Outcome
- The High Court dismissed the appeal filed by Iffco Tokio, affirming the Tribunal’s finding that the tractor and trolley constitute a single vehicle and that liability is to be shared equally (50% each) between Iffco Tokio and HDFC Agro.
- The parties were each ordered to bear their own costs.
Topics: Motor Accident Compensation, Insurance Liability