Date: September 1, 2026
Board Meeting Outcomes
The Asset Liability Management Committee (ALCO) of Indian Bank reviewed and decided to revise Treasury Bills Linked Lending Rates (TBLR) while keeping other benchmark rates unchanged.
Rate Changes
Treasury Bills Linked Lending Rates (TBLR) Revision
- ≤3 months tenor: Decreased from 5.30% to 5.25%
- >3 months & ≤6 months tenor: Increased from 5.50% to 5.55%
- >6 months & ≤1 year tenor: Increased from 5.65% to 5.70%
- >1 year & ≤3 years tenor: Increased from 5.65% to 5.70%
The revised TBLR is effective from September 3, 2026.
Unchanged Rates
MCLR Rates:
- Overnight: 7.90%
- 1 month: 8.20%
- 3 months: 8.50%
- 6 months: 8.75%
- 1 Year: 8.85%
Base Rate and BPLR:
- Base Rate: 9.55%
- Benchmark Prime Lending Rate (BPLR): 13.80%
Other Benchmark Rates:
- Policy Repo Rate: 5.25%
- Repo Linked Benchmark Lending Rates (RBLR): 7.95%