Date: October 3, 2026
Purpose of Disclosure
This document represents Indian Overseas Bank's regulatory compliance filing pursuant to SEBI Master Circular no. SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/0000000137 dated October 15, 2025. It discloses the bank's outstanding debt securities position as of September 30, 2026.
Outstanding Debt Securities Details
The bank has four outstanding debt instruments totaling ₹3,165 crore:
Instrument 1:
- Issuance Date: September 24, 2019
- Maturity Date: September 24, 2029
- Coupon Rate: 9.0802%
- Payment Frequency: Annual
- Embedded Option: N.A.
- Amount Issued: ₹500.00 crore
- Amount Outstanding: ₹500.00 crore
Instrument 2:
- Issuance Date: March 31, 2022
- Maturity Date: March 31, 2032*
- Coupon Rate: 8.60%
- Payment Frequency: Annual
- Embedded Option: Call Option at the end of 5th year
- Amount Issued: ₹665.00 crore
- Amount Outstanding: ₹665.00 crore
Instrument 3:
- Issuance Date: March 24, 2023
- Maturity Date: March 24, 2033*
- Coupon Rate: 9.00%
- Payment Frequency: Annual
- Embedded Option: Call Option at the end of 5th year
- Amount Issued: ₹1,000.00 crore
- Amount Outstanding: ₹1,000.00 crore
Instrument 4:
- Issuance Date: January 23, 2026
- Maturity Date: January 23, 2036*
- Coupon Rate: 7.80%
- Payment Frequency: Annual
- Embedded Option: Call Option at the end of 5th year
- Amount Issued: ₹1,000.00 crore
- Amount Outstanding: ₹1,000.00 crore
*Note: For instruments with call options, the option is available at the end of 5 years with prior approval of RBI.
Total Outstanding Debt
Total Amount Issued: ₹3,165.00 crore
Total Amount Outstanding: ₹3,165.00 crore