Date: August 3, 2026

Business Activities

  • Main Activity: Financial and Insurance Service - Other financial activities (100% of turnover)
  • Product/Service: Investment and Lending Activities as a Non-Banking Financial Company (NIC Code: 64200, 100% of turnover)
  • Operations: 1 national office location, 0 international offices
  • Markets Served: 1 state nationally, 0 countries internationally, 0% export contribution
  • Customer Base: No direct retail customer interaction - all customer-facing activities managed through subsidiaries and joint ventures

Employee Statistics

  • Total Employees: 80 (75 permanent + 5 other than permanent)
  • Gender Distribution: 47 male (59%), 33 female (41%)
  • Permanent Employees: 75 total (46 male - 61%, 29 female - 39%)
  • Other than Permanent: 5 total (1 male - 20%, 4 female - 80%)
  • Differently-abled Employees: 0 across all categories
  • Workers: Not employed considering nature of business operations
  • Board Diversity: 8 total directors, 2 female (25.00%)
  • KMP Diversity: 3 total, 1 female (33.33%)
  • Turnover Rate: Permanent employees - 16.33% (19.15% male, 11.32% female)

Subsidiaries and Associates

  • 100% Subsidiaries: Jio Credit Limited, Jio Insurance Broking Limited, Jio Leasing Services Limited, Jio Payment Solutions Limited, Reliance Industrial Investments & Holdings Limited, Jio Finance Platform and Service Limited, Jio Payments Bank Limited, Jio Alternative Investment Manager Limited
  • Joint Ventures (50%): Reliance International Leasing IFSC Private Limited, Jio BlackRock Investment Advisers Private Limited, Jio BlackRock Asset Management Private Limited, Jio BlackRock Trustee Private Limited, Allianz Jio Reinsurance Limited, Jio BlackRock Broking Private Limited, Jio BlackRock International AMC (IFSC) Private Limited
  • Associate (50%): Reliance Services and Holdings Limited
  • ESG Participation: All subsidiaries marked 'Yes' participate in BRSR activities except joint ventures and associate

CSR Details

  • CSR Applicable: Yes
  • Turnover: INR 948.74 Crore
  • Net Worth: INR 29,303.01 Crore
  • CSR Spend: ₹4.61 crore in FY 2025-26

Complaints/Grievances

  • Shareholders: 174 complaints filed, 0 pending resolution
  • All other stakeholder groups: 0 complaints filed
  • Grievance Mechanisms: Vigil Mechanism and Whistle Blower Policy, dedicated grievance mechanism portal

Material Responsible Business Conduct Issues

1. Financial Inclusion (Opportunity) - Positive financial implication

2. Digitalization (Opportunity & Risk) - Positive and negative implications

3. Data Security and Privacy (Risk & Opportunity) - Negative and positive implications

4. Governance and Transparency (Risk & Opportunity) - Negative and positive implications

5. Climate Change (Risk & Opportunity) - Negative and positive implications

6. Diversity and Inclusion (Opportunity) - Positive financial implication

Management and Process Disclosures

  • All 9 NGRBC Principles covered with approved policies
  • Policies extend to value chain partners
  • ESG Committee of Directors established
  • Policy review conducted annually or as needed
  • Regular internal assessments with external expert evaluation when needed

Principle-wise Performance

Principle 1: Ethical, Transparent and Accountable
  • Training Coverage: 100% for Board, KMP, and employees
  • Anti-corruption policy in place with zero-tolerance approach
  • 0 disciplinary actions for bribery/corruption
  • Accounts payable days: 31 days (FY25: 29 days)
  • Purchase concentration: 18.19% from trading houses
  • Related party transactions: Purchases 11.40%, Sales 52.25%, Loans & advances 100%, Investments 53.59%
Principle 2: Sustainable and Safe
  • Sustainable sourcing procedures through Supplier Code of Conduct
  • No manufacturing activities - minimal physical waste generation
  • Digital service delivery reduces material consumption
Principle 3: Employee Well-being
  • 100% health, accident insurance coverage for employees
  • Retirement benefits: PF (100% coverage), Gratuity (100% coverage), ESI (0% coverage)
  • Workplace accessible for differently-abled as per Rights of Persons with Disabilities Act, 2016
  • Equal opportunity policy through DE&I and Human Rights policies
  • Return to work rate: 100% for parental leave
  • Grievance mechanism available for all employee categories
  • 0 union memberships among employees
  • 100% safety and upgradation training coverage
  • 71.25% performance reviews conducted
  • Occupational Health and Safety Management System implemented
  • 0 safety incidents, injuries, or fatalities
Principle 4: Stakeholder Responsiveness
  • Structured stakeholder engagement policy
  • Key stakeholders: Customers, Employees, Investors, Regulators, Communities, Suppliers, Lenders, Future Generation, Government
  • Regular engagement through multiple channels
  • Stakeholder consultation used for environmental and social topics
Principle 5: Human Rights
  • 100% human rights training coverage for employees
  • Minimum wages: 100% above minimum wage for permanent employees
  • Median remuneration: BoD - sitting fees, KMP - ₹3,76,61,268, Other employees - ₹60,00,000
  • Female wages: 17.13% of total wages
  • Human Rights Policy and focal point established
  • 0 human rights complaints across all categories
  • 0 POSH complaints
  • Human rights requirements in business agreements
Principle 6: Environmental Protection
  • Total Energy Consumption: 791.31 GJ
  • Energy Intensity: 0.60 GJ/Cr turnover
  • Renewable Energy: 324.77 GJ
  • Non-renewable Energy: 466.54 GJ
  • Water Withdrawal: 1,210.49 KL (100% third party water)
  • Water Consumption: 242.10 KL
  • Water Intensity: 0.25 KL/Cr turnover
  • GHG Emissions: Total 45.22 tCO₂e (Scope 1: 1.73, Scope 2: 43.49)
  • GHG Intensity: 0.048 tCO₂e/Cr turnover
  • Waste Generated: 5.42 metric tons (plastic: 0.020, dry: 2.47, organic: 2.93)
  • Waste Intensity: 0.005 MT/Cr turnover
  • Environmental compliance: Fully compliant with all applicable laws
Principle 7: Responsible Policy Influence
  • 1 industry affiliation: Alliance of Reporting in Entities in India for AML/CFT (ARIFAC)
  • 0 anti-competitive conduct issues
Principle 8: Inclusive Growth
  • 0 Social Impact Assessments required
  • 0 Rehabilitation and Resettlement projects
  • MSME sourcing: 22.49% of input material
  • 100% sourcing within India
  • Job creation: 100% metropolitan, 0% rural/semi-urban/urban
  • CSR in aspirational districts: Banka (₹5,63,000), Aurangabad (₹3,07,000), Balangir (₹38,28,000), YSR Kadapa (₹10,65,000)
Principle 9: Responsible Customer Engagement
  • Grievance Redressal Policy for customer complaints
  • 0 consumer complaints across all categories
  • Cyber security framework aligned with ISO 27001
  • 0 data breaches or product recalls

Assurance Report

  • Reasonable assurance by Lodha & Co LLP
  • Assurance on core sustainability indicators
  • Identified Sustainability Information found prepared in all material aspects in accordance with reporting criteria
  • Scope limited to standalone entity, FY 2025-26 data only