Authority: High Court (Justice Krishna Rao)
Order Date: 07 July 2026
Case Overview
- Petitioner: Nabin Chandra Rana, operating a current account No. 0683202100001441 in the name of M/s. Maa Bhabani Jewelers, Punjab National Bank, Bhupatinagar Branch.
- Respondents: Branch Manager, Punjab National Bank & others.
- The account was frozen in November 2024 after the bank received a report from the Cyber Crime Police, Bangalore, alleging a disputed transaction of Rs 5,950.
- The petitioner challenged the freeze before the Bank Ombudsman (order dated 29 May 2025) and subsequently filed writ petition WPA 5814 of 2026.
- The bank stated it had not received any subsequent report to defreeze the account; the Cyber Crime authority had not obtained any court order under Sections 106/107 of the Banking Regulation Act.
- The court noted that the only disputed amount shown in the account was Rs 5,950, while the actual transaction recorded was Rs 1,441 on 14 November 2024.
Final Outcome
- The court orders Punjab National Bank to defreeze the petitioner’s current account, retaining the disputed amount of Rs 5,950 as a lien.
- The petitioner may operate the account thereafter.
- The order is disposed of as WPA 5814 of 2026, with provision for urgent certified copies upon request.
Topics: Banking, Legal Dispute