Key Quantitative Figures

Total Outflows: ₹6,211,077.15 lakh

Breakdown by Major Categories:

  • Capital: ₹17,516.00 lakh (all in over 5 years bucket)
  • Reserves & Surplus: ₹1,289,494.00 lakh
  • Borrowings: ₹5,284,572.00 lakh
  • Bank Borrowings: ₹3,050,657.00 lakh
  • Commercial Papers: ₹439,222.99 lakh
  • Non-Convertible Debentures (Secured): ₹1,545,727.00 lakh
  • Loans from Related Parties: ₹17,500.00 lakh
  • Subordinate Debt: ₹50,772.00 lakh
  • Perpetual Debt Instrument: ₹1,859.01 lakh
  • Current Liabilities & Provisions: ₹181,991.03 lakh
  • Statutory Dues: ₹2,976.03 lakh
  • Outflows on Account of Off Balance Sheet Exposure: ₹76,766.73 lakh
  • Loan commitments pending disbursal: ₹78,713.26 lakh

Total Inflows: ₹6,932,585.02 lakh

Breakdown by Major Categories:

  • Cash & Bank Balances: ₹26,799.09 lakh
  • Current Account: ₹26,056.00 lakh
  • Deposit Accounts/Short-Term Deposits: ₹743.09 lakh
  • Investments: ₹81,433.01 lakh
  • Advances (Performing): ₹6,211,077.15 lakh
  • Interest to be serviced through regular schedule: ₹6,211,077.15 lakh
  • Gross Non-Performing Loans: ₹86,254.42 lakh
  • Substandard: ₹83,755.11 lakh
  • Doubtful and loss: ₹2,499.31 lakh
  • Fixed Assets: ₹12,029.00 lakh
  • Other Assets: ₹482,192.35 lakh
  • Inflows on Account of Off Balance Sheet Exposure: ₹32,800.00 lakh

Liquidity Mismatch Analysis:

  • Cumulative Mismatch: ₹49,598.97 lakh
  • Mismatch as % of Total Outflows: Ranges from -44.18% to 214.89% across buckets
  • Cumulative Mismatch as % of Cumulative Total Outflows: 0.90%

Time Bucket Analysis (Selected Key Buckets)

0 day to 7 days bucket:

  • Outflows: ₹93,114.67 lakh
  • Inflows: ₹293,114.67 lakh
  • Mismatch: ₹200,028.69 lakh (214.89% of outflows)

Over 1 year and upto 3 years bucket:

  • Outflows: ₹1,295,972.53 lakh
  • Inflows: ₹1,391,709.04 lakh
  • Mismatch: ₹95,736.51 lakh (7.38% of outflows)

Over 5 years bucket:

  • Outflows: ₹17,516.00 lakh
  • Inflows: ₹0.00 lakh
  • Mismatch: ₹-17,516.00 lakh (-100% of outflows)

Actual Outflow/Inflow During Last 1 Month

0 day to 7 days bucket:

  • Outflows: ₹223,238.01 lakh
  • Inflows: ₹181,285.35 lakh

8 days to 14 days bucket:

  • Outflows: ₹136,305.66 lakh
  • Inflows: ₹86,699.77 lakh

15 days to 30/31 days bucket:

  • Outflows: ₹262,406.50 lakh
  • Inflows: ₹66,929.47 lakh

Monetary Units

All amounts reported in ₹ Lakhs only as specified in the document.