Authority: High Court of Chhattisgarh at Bilaspur
Order Date: 08.09.2026
Case Overview
- Petitioners: Ram Narayan Chaturwedi (Head Constable/GD, CRPF) and his wife Urmila Chaturwedi, residents of Village Matiya, Tahsil Masturi, District Bilaspur.
- Respondent: State Bank of India, Branch Masturi (Branch Code 12127).
- The petition sought removal of a freeze on their savings account No. 30086782755, allowing normal operation except for disputed credits of ₹5,000, ₹9,500 and ₹782.85.
- The bank had placed a hold on the entire account in June 2026, citing suspicion over the aforementioned credits from unknown sources.
- Petitioners submitted a representation on 08‑07‑2026 (received 09‑07‑2026) requesting either full defreezing or limitation of the hold to the disputed amounts. The bank did not act on the representation.
Court Findings
- The court noted that the investigation concerns only the three disputed amounts, and a complete freeze of the account is disproportionate.
- No opinion was expressed on the merits of the transactions or the ongoing investigation.
Final Outcome
- The bank is directed to retain a lien/hold only on Rs 17,725.37 (the total of the disputed amounts) and to release the remaining balance immediately, permitting the petitioners to operate the account, including salary credit and home‑loan EMI deductions.
- The direction does not impede any competent authority or investigating agency from continuing its inquiry; the petitioners must cooperate and furnish any required information.
- No order as to costs.
- The writ petition is disposed of.
Topics: Bank Account Freeze, Judicial Relief