Authority: Supreme Court of India (Civil Appellate Jurisdiction)

Order Date: 04 August 2026

Case Overview

  • Parties: Appellants – Pawan Ashri & Anr., husband and children of the deceased Smt. Mamta Sharma, Clerk (Secrecy Branch, Kurukshetra University, Haryana); Respondents – S.B.I. General Insurance Company Ltd. & others.
  • Background: Mamta Sharma died in a road accident caused by negligent driving of a truck owned by respondent No.2 and driven by respondent No.3. The Motor Accident Claims Tribunal (MACT) in Kurukshetra awarded Rs 34,08,675 with 7.5% per annum interest (MACT Case No.540 of 2013).
  • High Court (FAO No.7481/2015) modified the award, deducting approximately Rs 29 lakhs received by claimants under the Haryana Compassionate Assistance to the Dependants of Deceased Government Employees Rules, 2006, and directed payment of the balance Rs 3,50,532.
  • The insurer also paid an interim amount of Rs 18 lakhs on 04‑11‑2015.
  • Claimants have thus received a total of Rs 47,78,928 (Rs 29,78,928 from employer assistance + Rs 18,00,000 from insurer) which they have spent on the education and settlement of the children.

Compensation Calculation (as detailed in the order)

| Compensation Head | Amount Awarded | Reference |

| Monthly Income | Rs 20,687 | – |

| Yearly Income | Rs 2,48,244 | – |

| Future Prospects (30%) | Rs 3,22,717 (Rs 2,48,244 + Rs 74,473) | National Insurance Co. Ltd. v. Pranay Sethi |

| Deduction (1/3) | Rs 2,15,145 (Rs 3,22,717 – Rs 1,07,572) | (2017) 16 SCC 680, Paras 37‑42, 59.4 |

| Multiplier (15) | Rs 32,27,175 (Rs 2,15,145 × 15) | – |

| Loss of Income of Deceased | Rs 32,27,175 | – |

| Loss of Estate | Rs 18,150 | National Insurance Co. |

| Loss of Funeral Expenses | Rs 18,150 | National Insurance Co. Ltd. v. Pranay Sethi |

| Loss of Consortium | Rs 1,45,200 (Rs 48,400 × 3) | Various Supreme Court precedents |

| Total Compensation | Rs 34,08,675 (Rupees Thirty‑Four Lakhs Eight Thousand Six Hundred Seventy‑Five only) | – |

Comparison of Awards

| Forum | Award / Balance |

| MACT (original) | Rs 34,99,460 |

| High Court (after deduction) | Rs 3,50,532 |

| Supreme Court (final) | Rs 34,08,675 (directed that no further recovery be made) |

Final Outcome

The Supreme Court disposed of the appeal, directing that no amount be recovered from the petitioners and that no additional payment be made to them, thereby concluding the dispute.

Topics: Compensation, Insurance, Supreme Court