Authority: High Court of Judicature at Madras

Order Date: 16-06-2026

Case Overview

  • Petitioner: State Bank of India Whites Road Branch No.41, Chennai, represented by its Branch Manager and counsel Mr. N. Elumalai.
  • Respondent: P. Ravi.
  • Civil Revision Petition (CRP No.3270 of 2026) filed challenging the order dated 18-03-2026 passed by the learned XX Additional Judge, City Civil Court, Chennai in O.S. No.6772 of 2025.
  • The dispute concerns the trial court’s treatment of a summary suit for recovery of a loan as an ordinary suit, alleging procedural irregularities in service of summons for judgment.
  • The trial court held that the petitioner, aware of the respondent’s appearance, should have served the summons for judgment; the petitioner contends this was not required under summary suit procedure.

Final Outcome

  • The High Court declined to set aside the trial court’s order, stating that entertaining the revision would not benefit the petitioner and would delay proceedings.
  • The Court directed the respondent to file a written statement within four weeks of receipt of this order; failure to do so will result in the respondent being declared ex parte.
  • Upon filing of pleadings or ex parte declaration, the trial court must frame issues and dispose of the suit within one year.
  • No adverse order against the respondent; notice to respondent dispensed; the revision petition is disposed of with no costs.

Topics: Court Proceedings, Banking Litigation