Authority: High Court of Punjab and Haryana at Chandigarh
Order Date: 10 July 2026
Case Overview
- Petitioner: M/s Jain H.P., operating a petrol pump for more than twenty years, seeks direction to defreeze its current account No. 00000040378237216 held with State Bank of India, Railway Road Branch, Ludhiana, Punjab.
- Respondents: Union of India and others, including State Bank of India (SBI) as the third respondent.
- The petitioner alleges no involvement in any cyber‑fraud and claims the account was frozen without a show‑cause notice.
- SBI states the freeze was executed on instructions from the National Cybercrime Reporting Portal concerning objectionable transactions amounting to ₹2,79,738.
- The petitioner accepts the condition of marking a lien on the disputed amount but requests liberty to pursue appropriate legal remedies to claim the amount.
Final Outcome
- The Court disposes of the petition, directing SBI to mark a lien on the disputed ₹2,79,738 and to make the petitioner’s account operational within three days from the order date.
- The petitioner is free to avail appropriate remedies under law to claim the disputed amount.
- The Court further directs that any future action by the bank on the petitioner’s account must be preceded by a show‑cause notice, and the petitioner’s response must be considered before any action is taken.
Topics: Banking, Cybercrime, Legal Order