Authority: High Court of Judicature at Madras

Order Date: 24.06.2026

Case Overview

  • Petitioners: T. Pachiyammal and C. Tirupathi filed writ petition WP No.20186 of 2024 under Article 226 seeking a mandamus directing the Authorized Officer of State Bank of India, Erode Branch, to receive the balance outstanding amount as per the settlement memo dated 14.10.2023 in Lok Adalat (Case No.1238 of 2023) and to refrain from any coercive steps until disposal of O.A.No.878 of 2021 before the District Revenue Tribunal, Coimbatore.
  • Respondent: State Bank of India, Erode Branch, contended that after the Lok Adalat order the petitioners defaulted on the agreed amount, leading the bank to initiate proceedings under Section 14 of the SARFAESI Act, take possession of the property, and that the petitioners subsequently trespassed, resulting in pending criminal complaints.
  • The Court observed that the existence of default, SARFAESI proceedings, possession, and criminal complaints precluded the exercise of its writ jurisdiction under Article 226 to grant the relief sought.

Final Outcome

  • The Madras High Court dismissed the writ petition, refusing to issue a mandamus, and ordered that there be no order as to costs.

Topics: Banking, Court Proceedings