Authority: High Court of Punjab & Haryana at Chandigarh
Order Date: 08 July 2026
Case Overview
- Case No.: CWP-14049-2004 (O&M)
- Petitioner: Subhash Chander
- Respondent: Haryana Agro Industries Corp. Ltd.
- Coram: Hon'ble Mr. Justice Aman Chaudhary
- Nature of Petition: Request to expunge an adverse entry recorded in the Annual Credit Report (ACR) for the financial year 1998‑99.
- Procedural Note: No counsel or representative appeared on behalf of the petitioner during the oral hearing.
- Additional Record: Clerk M. Kamra noted the presence of a table indicating whether the judgment was spoken/reasoned (Yes/No) and whether it was reportable (Yes/No), though entries were not filled.
Court Reasoning & Directions
- The court observed that the prayer to expunge the 1998‑99 adverse ACR entry might not survive owing to the efflux of time, implying that the statutory limitation period has likely elapsed.
- Consequently, the petition was disposed of.
- However, the court reserved liberty to the petitioner, allowing a future application to revive the petition should a genuine need arise.
Final Outcome
- The petition to delete the adverse ACR entry was dismissed.
- The petitioner retains the right to approach the court again for revival of the petition if required.
Topics: Legal Proceedings, Credit Reporting