Authority: High Court of Chhattisgarh at Bilaspur
Order Date: 05/10/2026
Case Overview
- Parties: United India Insurance Company Limited (appellant) vs. Rajendra Kumar Tandon (claimant) and non‑applicants Sandeep Singh (Mittu) and Jai Gopal Transport.
- The appeal under Section 173 of the Motor Vehicles Act, 1988 challenged the Motor Accident Claims Tribunal award dated 16‑12‑2024, which granted Rs 4,49,000 compensation for injuries from a motor accident on 02‑12‑2021.
- The insurer contended that the vehicle lacked a valid, yearly‑renewed National Permit endorsement as required by Clause 6 of Exhibit D‑1, arguing that this invalidated liability under the policy.
- Respondents argued that the vehicle operated solely within Chhattisgarh, and per Supreme Court judgment in Shri Binod Kumar Singh v. National Insurance Co. no separate authorization fee or renewal was required for intra‑state use.
Final Outcome
- The Court, relying on the Supreme Court precedent, held that intra‑state operation does not demand separate permit authorization; therefore, the insurer’s contention fails.
- The appeal is dismissed as devoid of merit, and United India Insurance Company Limited remains liable to pay the Rs 4,49,000 compensation award.
Topics: Motor Accident Compensation, Insurance Liability