Authority: High Court of Chhattisgarh, Bilaspur
Order Date: 24 July 2026
Case Overview
- Appellants: Bandhulal Verma (55) and his wife Narendri (50), residents of B‑31, Monet Colony, Mandir Hasod, Raipur district, Chhattisgarh.
- Respondents: Anand Kumar Beck, owner of car No. C.G. 04 K.J. 7007, and The United India Insurance Co. Ltd., insurer of the same vehicle.
- The appeal was filed under Section 173 of the Motor Vehicles Act, 1988 against the award dated 07 February 2019 of the 8th Additional Motor Accident Claims Tribunal, Raipur (Claim Case No. 457/2017), which had rejected the claimants’ application for personal accident benefit.
- Claimants contended that a premium of ₹100 had been paid for personal accident cover for both owner and driver and that the policy entitled them to a benefit of ₹2,00,000.
- The insurer opposed the claim, supporting the tribunal’s rejection.
Final Outcome
- The Court held that the premium of ₹100 had indeed been paid and that the policy provides personal accident coverage for the owner‑driver up to ₹2,00,000.
- The appeal was allowed; United India Insurance Co. Ltd. is directed to pay the claimants ₹2,00,000 together with interest at 7.5% per annum from the date of filing of the claim before the Tribunal until realization, excluding interest for the 184‑day period of delay.
- The insurer must make the payment within 45 days of receipt of a copy of this order.
Topics: Motor Accident Claim, Insurance Compensation