Authority: Court
Order Date: 10 July 2026
Case Overview
- Petitioners: M/s Unnatim Payments Pvt. Ltd. & Anr.
- Respondents: The Union of India & Ors., including IndusInd Bank (respondent no. 3) and the Reserve Bank of India.
- The petitioners filed a writ application seeking a direction to the respondents (especially the bank) to defreeze the petitioner’s current account held at IndusInd Bank, Savitri Tower Branch, Kolkata.
- The account was frozen by the bank in January 2025 after the bank received multiple complaints through the National Cyber Crime Reporting Portal from various state investigating agencies.
- The bank submitted a report indicating that it had received 11 complaints; two of these complaints were fully resolved, leaving a disputed transaction amounting to Rs 72,939.
- The petitioners served notices to all investigating agencies that had prompted the bank to freeze the account, but none of those agencies appeared before the court.
- The bank clarified that it had not received any order from a competent court to freeze the account; the freeze was solely based on the complaints received via the cyber‑crime portal.
Final Outcome
- The court directed IndusInd Bank to keep the disputed amount of Rs 72,939 in lien.
- The bank was ordered to allow the petitioner to operate the current account with immediate effect.
- The writ petition (WPA 9896 of 2026) was disposed of.
- The court noted that urgent photostat certified copies of the order could be supplied to the parties upon compliance with necessary formalities.
Topics: Account Freeze, Cyber Crime Complaints