Retail investors' participation in India's corporate bond market is rising in 2026 due to digital platforms and lower entry amounts.
FY25 saw 1,924 companies issue bonds, up from 1,659 in FY24, with yields ranging 7%‑14% versus 7.10% G‑Sec yield.
RBI kept repo rate at 5.25% in Feb 2026, while corporate bond yields remain higher, attracting retail and FPI interest.
Regulatory reforms like RBI Retail Direct and SEBI’s Online Bond Platform lowered minimum investment to ₹10,000, enhancing accessibility for retail investors.