Indian Bank Revises MCLR and TBLR Rates Upwards

Date: 02.11.2026

Board Meeting Outcomes

The Asset Liability Management Committee (ALCO) of Indian Bank reviewed and decided to revise the following benchmark lending rates:

MCLR Revision (Effective 03.11.2026)

| Tenor | Existing Rate (%) | Revised Rate (%) |

| Overnight | 7.90% | 8.00% |

| 1 month | 8.20% | 8.30% |

| 3 months | 8.50% | 8.60% |

| 6 months | 8.75% | 8.85% |

| 1 Year | 8.85% | 8.95% |

TBLR Revision (Effective 03.11.2026)

| Tenor | Existing Rate (%) | Revised Rate (%) |

| ≤ 3 months | 5.30% | 5.65% |

| >3 months & ≤6 months | 5.65% | 6.10% |

| >6 months & ≤1 year | 5.95% | 6.35% |

| >1 year & ≤ 3 Years | 5.95% | 6.35% |

Unchanged Rates

Base Rate and BPLR

| Benchmark | Rate (%) |

| Base Rate | 9.55% |

| Benchmark Prime Lending Rate (BPLR) | 13.80% |

Other Benchmark Rates

| Benchmark | Rate (%) |

| Policy Repo Rate | 5.50% |

| Repo Linked Benchmark Lending Rates (RBLR) | 8.20% |