Indian Bank Revises TBLR Rates 5-25 bps

Date: October 1, 2026

Board Meeting Outcomes

The Asset Liability Management Committee (ALCO) of Indian Bank reviewed various benchmark lending rates and decided to revise the Treasury Bills Linked Lending Rates (TBLR) while keeping other rates unchanged.

Benchmark Rate Revisions

Treasury Bills Linked Lending Rates (TBLR) Revision

| S.No | Tenor | Existing Rate | Revised Rate |

| 1 | <= 3 months | 5.25% | 5.30% |

| 2 | >3 months & <=6 months | 5.55% | 5.65% |

| 3 | >6 months & <=1 year | 5.70% | 5.95% |

| 4 | >1 year & <= 3 Years | 5.70% | 5.95% |

The revised TBLR is effective from October 3, 2026.

Unchanged Rates

MCLR Rates:

| Sl. No. | Tenor | Rate (%) |

| 1 | Overnight | 7.90% |

| 2 | 1 month | 8.20% |

| 3 | 3 months | 8.50% |

| 4 | 6 months | 8.75% |

| 5 | 1 Year | 8.85% |

Base Rate and BPLR:

| Sl. No | Benchmark | Rate (%) |

| 1 | Base Rate | 9.55% |

| 2 | Benchmark Prime Lending Rate (BPLR) | 13.80% |

Other Benchmark Rates:

| Sl. No | Benchmark | Rate (%) |

| 1 | Policy Repo Rate | 5.25% |

| 2 | Repo Linked Benchmark Lending Rates (RBLR) | 7.95% |