Date: 21st October 2026

Board Meeting Outcomes

Other Operational / Legal / Strategic Disclosures

The MCLR rates have been revised as follows:

| Nature of ROI | Existing Rate | Revised Rate | Change (bps) |

| Overnight MCLR | 9.05% | 8.85% | -20 bps |

| One-month MCLR | 9.05% | 8.85% | -20 bps |

| Three-month MCLR | 9.20% | 9.00% | -20 bps |

| Six-month MCLR | 9.35% | 9.15% | -20 bps |

| One-year MCLR | 9.45% | 9.25% | -20 bps |

All MCLR tenors were reduced uniformly by 20 basis points. The revision represents a broad-based reduction in the bank's lending rates across all maturity buckets.