NITI Aayog launched a report showing women hold ₹76 lakh crore credit portfolio, accounting for 26% of India's total system credit.
Women's credit exposure grew 4.8 times since 2017, with commercial credit to women borrowers registering 31% CAGR from 2022-2025.
Credit penetration among women increased from 19% to 36% between December 2017 and December 2025, covering approximately 16 crore credit-active women.