Extracted Data Points
- Public Sector Banks (PSBs) achieved their highest-ever annual net profit of approximately ₹1.98 lakh crore in FY 2025–26.
- Aggregate business of PSBs reached approximately ₹283.3 lakh crore as on 31 March 2026.
- Gross Non-Performing Assets (GNPA) reached a historic low of 1.93%.
- Net Non-Performing Assets (NNPA) declined to 0.39%.
- Over the past six months, ₹6,800 crore has been restituted to nearly 29 lakh claimants across the country from unclaimed financial assets.
- A Coffee Table Book titled "आपकी पूँजी, आपका अधिकार (Your Money, Your Right)" was unveiled, highlighting efforts towards tracing and restitution of unclaimed financial assets.
- The revamped website of the Department of Financial Services was launched, available in 23 regional languages with accessibility features for persons with visual impairments.
- Performance was reviewed across key areas including business growth, profitability, asset quality, implementation of Government schemes, financial inclusion, digital ecosystem, MSME credit flow, cyber resilience and operational risk management.
- Progress under major financial inclusion initiatives including Pradhan Mantri Jan Dhan Yojana, social security schemes, Pradhan Mantri Mudra Yojana, PM Vishwakarma and digital lending initiatives was reviewed.
- Status of implementation of end-to-end digital lending journeys for small-value loans and welfare-linked schemes was reviewed, including measures such as paperless processing through e-KYC and digital documentation, straight through processing (STP) and integration with Government platforms.
- Banks were advised to provide proactive and need-based support to eligible borrowers under ECLGS 5.0.
- Banks were advised to maintain preparedness and adaptability to the recent crisis in the Middle East and evolving global situation.
This press release is Relevant as it contains significant financial performance data, operational metrics, and policy updates related to Public Sector Banks and financial inclusion initiatives.