Public Sector Banks achieved a historic net profit of ₹1.98 lakh crore in FY 2025-26, marking fourth consecutive profitable year.
PSBs' Gross NPA ratio declined to record low 1.93% and Net NPA to 0.39% as of March 31, 2026.
Total business reached ₹283.3 lakh crore with 12.8% growth, while gross advances grew 15.7% to ₹127 lakh crore.
Capital adequacy remained strong at 16.6% CRAR, well above regulatory requirements, supported by ₹50,551 crore capital raising.