Public Sector Banks Record ₹1.98 Lakh Crore FY26 Profit

PSBs achieved historic ₹1.98 lakh crore net profit in FY 2025–26, marking fourth consecutive profitable year.
Gross NPA ratio declined to record low 1.93% while Net NPA ratio improved to 0.39% as of March 2026.
Total business reached ₹283.3 lakh crore with 12.8% growth, while gross advances grew 15.7% to ₹127 lakh crore.
Capital adequacy strengthened with aggregate CRAR at 16.6%, well above regulatory requirement of 11.5%.