SCBs Record 15.9% Credit Growth in FY 2025-26

Scheduled Commercial Banks achieved 15.9% y-o-y non-food credit growth in FY 2025-26, a 497 bps increase from previous year.
Aggregate credit outstanding reached ₹212.9 lakh crore, representing a ₹29.2 lakh crore increase year-over-year.
Services sector led growth at 19%, followed by personal loans (16.2%), agriculture (15.7%), and industrial sector (15%).
MSME lending surged with micro and small industries growing 33.1% y-o-y and medium industries growing 21.7%.