Date: 06.11.2026

Board Meeting Outcomes

UCO Bank's Asset Liability Management Committee (ALCO) reviewed and decided to revise the bank's benchmark rates. The revised rates are effective from 07.11.2026.

Rate Changes

MCLR Rates Revision (All increased by 0.10%)

  • Overnight: From 7.90% to 8.00%
  • One month: From 8.20% to 8.30%
  • Three month: From 8.45% to 8.55%
  • Six month: From 8.70% to 8.80%
  • One year: From 8.80% to 8.90%

Other Benchmark Rates Revision

  • TBLR (3 month): From 5.30% to 5.70% (increase of 0.40%)
  • TBLR (6 month): From 5.70% to 6.20% (increase of 0.50%)
  • TBLR (12 month): From 5.95% to 6.40% (increase of 0.45%)
  • UCO G-Sec Rate (1 year): From 6.26% to 6.77% (increase of 0.51%)
  • 10-year G-Sec Rate YTM % p.a. (Annualized) Par yield: From 7.32% to 7.59% (increase of 0.27%)

Unchanged Rates

  • Repo Linked Rate – UCO Float: Remains at 8.30%
  • Repo Linked Rate – UCO Prime: Remains at 5.50%
  • Base Rate: Remains at 9.60%
  • BPLR: Remains at 14.25%