Fusion Finance Limited

Fusion Finance Limited’s strong first-quarter performance highlights a continued turnaround story, with net profit surging to ₹62.41 crore, a dramatic improvement from a loss in the previous quarter. Driven by an 88% year-over-year increase in disbursements and improved asset quality—Gross NPAs declining to 2.51%—the company’s profitability benefited from a robust 11.93% net interest margin and a strengthened capital adequacy ratio. Strategic initiatives, including the launch of a new individual loans product and the deployment of AI across operations, alongside a promoter reclassification aimed at reducing their stake, position Fusion Finance for further growth and operational efficiency, though investors should monitor the impact of the promoter shift on corporate governance.