Comprehensive Disclosure Overview
Bandhan Bank Limited has released three major regulatory disclosures covering its 12th Annual General Meeting, FY2025-26 financial performance, and comprehensive ESG reporting through the Business Responsibility and Sustainability Report.
AGM and Dividend Declaration
The Bank will hold its 12th AGM virtually on August 24, 2026, with seven resolutions including adoption of financial statements, declaration of ₹1.50 per share dividend, reappointment of Mr. Rajinder Kumar Babbar as ED&CBO, and appointment of Mr. Debasish Panda as Independent Director and Non-Executive Chairman. Remote e-voting will be available from August 20-23, 2026 through NSDL, with record date fixed as August 17, 2026 for dividend eligibility.
FY2025-26 Financial Performance
The Bank reported strong financial results with ₹1,223.56 crore net profit, total business of ₹3,20,578 crore, and 11.2% year-on-year growth. Asset quality improved significantly with GNPA reducing to 3.27% from 4.71% and NNPA improving to 0.97% from 1.28%. Capital adequacy remained robust at 18.04% CAR, while advances grew 13.7% to ₹1,50,103.78 crore (net).
Governance and Director Appointments
Significant board changes occurred during FY2025-26 with multiple director appointments and cessations. Mr. Debasish Panda was appointed as Independent Director and proposed as Non-Executive Chairman, while Dr. Anup Kumar Sinha ceased as Chairman after completing tenure. The Bank received RBI penalties totaling ₹86.50 lakh for regulatory contraventions but enhanced its monitoring mechanisms. Shareholder approval rates exceeded 95% for all resolutions through postal ballot and AGM processes.
Sustainability and ESG Performance
The BRSR report detailed comprehensive ESG metrics including 100% health insurance coverage for all 75,397 employees, 27 POSH complaints filed, and 10.938 TJ total energy consumption. Environmental initiatives included planting 10 million saplings and proper e-waste management (614.33 MT generated). CSR expenditure reached ₹46.96 crore benefiting 381,852 vulnerable beneficiaries across healthcare, education, and women empowerment programs.
Compliance and Regulatory Framework
All disclosures confirm full compliance with SEBI LODR Regulations, Companies Act 2013, Banking Regulation Act 1949, and RBI guidelines. The Bank maintained unqualified audit reports from statutory auditors and received a clean Corporate Governance Compliance Certificate. Independent assurance was obtained for BRSR core indicators from CNK & Associates LLP.
Operational and Strategic Highlights
The Bank continues to strengthen its governance framework with ten active Board committees overseeing audit, risk, IT strategy, and CSR. Business growth remained steady with improved return ratios (ROAA 0.64%, ROAE 4.85%) and enhanced provision coverage at 71.07% without write-offs. The integrated reporting approach demonstrates the Bank's commitment to transparent stakeholder communication and sustainable banking practices.