Tag
Banking Regulation
13 articles
Regulatory scrutiny and enforcement actions are intensifying across the Indian banking sector. The Reserve Bank of India (RBI) declined to activate a counter-cyclical capital buffer, citing a stable economic outlook, while simultaneously penalizing several institutions for non-compliance, including Yes Bank, Shree Kadi Nagarik Sahakari Bank, and Aurangabad District Central Co-operative Bank. Furthermore, the RBI cancelled the certificates of registration for 150 non-banking financial companies (NBFCs) and extended directives for Sri Guru Raghavendra Sahakara Bank, signaling a broader effort to strengthen oversight and risk management. These developments suggest a cautious approach to macroprudential policy and a heightened focus on regulatory adherence within the financial system, potentially impacting banks' capital planning and operational practices.
Yes Bank vs Axis Trustee Appeal Judgment Recalled
Supreme Court heard Civil Appeal No.3182/2025 between Yes Bank Ltd and Axis Trustee Services Ltd on 19 May 2026.
Court recalled the earlier order dated 26 February 2026 that had reserved judgment in t
Fed Regulators Propose Overhaul of CAMELS Rating
Banking regulators, via FFIEC, propose revamping the confidential CAMELS rating system used to assess banks.
The overhaul aims to shift focus toward quantitative financial risk factors, enhancing tran
US Regulators Pause Cyber Exams for Major Banks
The Federal Reserve and the Office of the Comptroller of the Currency have paused specific cyber‑related examinations for the country’s largest banks.
The pause allows banks to assess security risks f
Karnataka Bank FY26 Net Profit Rises to ₹1,310.50 Crore
Karnataka Bank reported a standalone net profit of ₹1,310.50 crore for FY26, up from ₹1,272.37 crore in FY25.
The Board recommended a final dividend of ₹5 per equity share (50% of face value) for FY26
Aditya Birla Capital Receives RBI Factoring License
Aditya Birla Capital Ltd received RBI registration certificate to operate factoring business on 19 May 2026.
The disclosure is made under SEBI Listing Regulations Regulation 30 requirements.
The compa
RBI Declines to Activate Counter‑Cyclical Capital Buffer
RBI reviewed CCyB framework and indicators on May 18, 2026, concluding activation is unnecessary currently for the banking sector.
Decision relied on credit‑to‑GDP gap analysis and other supplementary
RBI Caps Nagar Sahakari Lending, ₹10k Withdrawals
RBI issued directions restricting Nagar Sahakari Bank from granting new loans, making investments, borrowing, or accepting fresh deposits without prior approval.
Bank may allow withdrawals up to ₹10,0
RBI Penalises Aurangabad Co‑op Bank ₹20k
RBI imposed a ₹20,000 monetary penalty on The Aurangabad District Central Co-operative Bank Ltd, Bihar for credit information reporting violations.
The bank failed to submit borrower credit data to al
Geetanjali Credit FY26 Audit Reveals Qualified Opinion
Auditors issued a qualified opinion on FY26 results due to unverified loans of ₹256.27 lakhs and an unresolved ₹529.75 lakh income tax demand.
Company reported a net profit of ₹1.50 lakh for FY26, a r
RBI Approves Kotak Mahindra 9.99% City Union Stake
RBI approved Kotak Mahindra Bank to acquire up to 9.99% paid-up capital or voting rights in City Union Bank.
Approval is subject to compliance with Banking Regulation Act, FEMA, SEBI regulations, and
Kotak Mahindra Bank Gets RBI Nod for 9.99% J&K Bank Stake
RBI approves Kotak Mahindra Bank acquiring up to 9.99% stake in Jammu and Kashmir Bank.
Approval is valid for one year and subject to Banking Regulation Act and FEMA compliance.
Kotak must seek RBI ap
RBI Revises UCB Lending Norms
RBI issued final amendment directions revising lending norms for urban co‑operative banks (UCBs) after stakeholder feedback in 2026.
The amendments raise unsecured advance limits, expand consumer dura
RBI Launches Mission SAKSHAM, 1.4L UCB Trainees
RBI inaugurated Mission SAKSHAM, a sector‑wide capacity‑building initiative for Urban Co‑operative Banks to boost managerial skills and compliance.
Programme will train about 1.40 lakh participants in