RBI reviewed CCyB framework and indicators on May 18, 2026, concluding activation is unnecessary currently for the banking sector.
Decision relied on credit‑to‑GDP gap analysis and other supplementary metrics indicating no excess systemic risk in the Indian economy at present.
Banks will retain existing capital buffers, avoiding additional funding costs and supporting overall market liquidity and confidence for investors.
Press release signed by Chief General Manager Brij Raj, reference number 2026‑2027/278, underscores RBI's cautious stance on macroprudential policy.