RBI imposed a ₹20,000 monetary penalty on The Aurangabad District Central Co-operative Bank Ltd, Bihar for credit information reporting violations.
The bank failed to submit borrower credit data to all four Credit Information Companies, breaching RBI directions.
Penalty was imposed under Section 25 read with Section 23 of the Credit Information Companies (Regulation) Act, 2005; further action may follow.
NABARD inspection referenced the bank’s financial position as of 31 March 2025; notice, reply, and personal hearing preceded the penalty.