Key Decisions and Financial Results

The Board of Directors meeting commenced at 4:30 p.m. and concluded at 6:00 p.m. on July 16, 2026. The Board considered and approved the following:

1. Unaudited Financial Results: Approved the Unaudited Financial Results (Consolidated and Standalone) for the quarter ended June 30, 2026, along with the Limited Review Report issued by the statutory auditors, V. Sankar Aiyar & Co.

2. Management Appointment: Approved the appointment of Mr. Mehul Somaiya as Company Secretary and Compliance Officer of the Company with effect from July 16, 2026, based on the recommendation of the Nomination and Remuneration Committee.

Financial Performance Highlights

Consolidated Financial Results (₹ in lakhs)

  • Total Income: ₹8,833.93 for Q1 FY27 (vs ₹7,771.95 in Q1 FY26)
  • Profit Before Tax: ₹1,544.85 for Q1 FY27 (vs ₹1,549.68 in Q1 FY26)
  • Net Profit: ₹1,156.94 for Q1 FY27 (vs ₹1,154.85 in Q1 FY26)
  • Total Comprehensive Income: ₹1,143.11 for Q1 FY27
  • EPS (Basic): ₹2.60 for Q1 FY27 (vs ₹3.70 in Q1 FY26)
  • Paid-up Equity Share Capital: ₹4,688.23 lakhs (increased from ₹3,125.48 lakhs)

Standalone Financial Results (₹ in lakhs)

  • Total Income: ₹8,833.93 for Q1 FY27 (vs ₹7,771.95 in Q1 FY26)
  • Profit Before Tax: ₹1,541.30 for Q1 FY27 (vs ₹1,546.90 in Q1 FY26)
  • Net Profit: ₹1,149.69 for Q1 FY27 (vs ₹1,152.45 in Q1 FY26)
  • Total Comprehensive Income: ₹1,135.86 for Q1 FY27
  • EPS (Basic): ₹2.58 for Q1 FY27 (vs ₹3.69 in Q1 FY26)

Key Financial Ratios (Consolidated)

  • Debt-equity ratio: 0.30
  • Debt Service Coverage Ratio: 3.09
  • Interest Service Coverage Ratio: 2.83
  • Net Worth: ₹1,12,947.80 lakhs
  • Current Ratio: 1.93
  • Operating Margin: 17%
  • Net Profit Margin: 13%

Material Developments

Income Tax Demand

During January 2025, the Income Tax Department conducted a search operation at the premises of 5paisa Capital Limited and its subsidiaries. Subsequent to the reporting period, the Company received an assessment order dated May 5, 2026, under Section 158BC(1)(c) of the Income-tax Act, 1961, for the block period from April 1, 2018, to February 3, 2025, raising a demand of ₹33.02 crore. The demand primarily arises from the disallowance of certain expenses and the inclusion of certain income by the Income-tax authorities.

The Company has filed an appeal with the CIT(A) against the said order and is confident of getting a favorable order. The auditors have included this as an "Emphasis of Matter" in their review report.

Rights Issue Completion

The Company undertook a rights issue of 1,56,27,419 fully paid-up equity shares of face value ₹10 each at an issue price of ₹300 per share (including a premium of ₹290 per share), aggregating to ₹468.82 crore. The allotment of equity shares was approved by the Board of Directors on April 13, 2026, resulting in an increase in paid-up equity share capital from ₹31.25 crore to ₹46.88 crore.

Subsidiary Information

The consolidated financial results include the following subsidiaries:

1. 5paisa P2P Limited (RBI registered P2P NBFC)

2. 5paisa Corporate Services Ltd (formerly 5paisa Insurance Brokers Limited)

3. 5paisa Trading Limited

4. 5paisa International Securities (IFSC) Limited

The auditors noted that they did not review the financial results of one subsidiary (representing total income of ₹3.75 lakhs and net profit of ₹5.89 lakhs for the quarter), relying on the report of other auditors.

Additional Disclosure Requirements

The detailed disclosures regarding the appointment of Mr. Mehul Somaiya as required under Regulation 30 of SEBI-LODR read with SEBI Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, will be intimated to the Stock Exchanges separately.